💸 Money Cheat Sheet: Back-to-School Szn

This week’s money mood: Gimme the A, Feeny️

Happy September! The second-best month, IMHO, right after October. 🍁 Like clockwork, now that Labor Day is over, PSLs are back, and the temps are teasing sweater weather, I can’t resist that back-to-school itch. This time of year makes me want to buy a new notebook, recommit to habits, and set a new goal or two — including for my finances.

If that’s you, too, this week’s newsletter is for you. Here are some of the Ellevest community’s favorite resources to help you hit reset on your money after a spendy summer and plan ahead for whatever you’re reaching for next.

Brb digging my corduroys out of storage,

Deedi Brown, she/her
Senior Editor

A woman with headphones on her phone sits in front of a checklist and next to an open envelope. Illustration.

New (school) year, new me

Here’s a secret: Everything is made up, so if you want to say September is your new year, you’re right! It’s never too late in the year to pick up some new money habits.

10 QUICK IDEAS >

A text graphic that says, “Plan ahead for holiday gifting.”

Here’s your head start on the holidays

Sure, stores have Halloween stuff out now, but you know those inflatable snowmen are lying in wait. Start budgeting for gifts and travel ~early~ this year with our holiday spending worksheet.

THE MOST $$ TIME OF THE YEAR >

Money tip of the week

Have you made any payments on your federal student loans since they’ve been paused (aka since March 2020, aka the start of the pandemic)? Did you know you can request a 100% refund for those payments? You might want to do that before you apply to get your loans canceled, especially if your current balance is less than the max benefit of $10K ($20K for Pell grants). Or, you know, if you just … really need that $.

An illustration of a cursor pressing on a button labeled, “RESET.”

Because you deserve a $ do-over 💸

We get it: It’s brutal out there. Especially in your checking account. Step back with this weekly email course and take a look at your finances, make a plan, and $tart over with confidence.

4-WEEK MONEY RESET >

An illustration of an envelope with a piece of paper coming out of it that has a drawing of a woman climbing up a hill confidently.

Because you deserve a career you love ❤️

“What am I even doing with my life?” If that’s where you’re at, this 4-week email course is for you. Give yourself time to reevaluate, revisit your goals, and get back to work that’s meaningful to you.

A MORE INTENTIONAL CAREER >

Save ze date



•	Investing, Part 1: How It All Works: Not sure where to even start with “the markets”? This easy investing explainer has your back. 🤓 NEXT TUESDAY 5 PM ET: Sign up
•	All About Membership at Ellevest: What can you do with an Ellevest account, exactly? Get a good look with our intro guide. 🔦 NEXT WEDNESDAY 5 PM ET: Sign up for free
•	How to Practice Financial Wellness and Feel Good About Money: Think of this workshop as couples therapy for you and your 💰. NEXT THURSDAY 5 PM ET: Sign up

Busy this week? Check out all upcoming workshop dates and times.

Small $$ win of the week

“I work as a voice actor and was hired to be the voice of the campaign promoting Biden’s Build Back Better plan. 48 union TV spots, which made me almost as much in two hours as I earned in the rest of 2021. All my years of freelance hustling are paying off, and now I'm coaching others on how to level up their voiceover careers!”

— Catherine, an Elle Raiser from Minneapolis, MN

👏👏👏! We’d love to celebrate your latest money win or accomplishment, no matter how small. Tell us about it here!

Tabs for trying times


•	Did y’all know layoff negotiation is a thing? Good to know if you’re worried about getting caught up in this most recent storm of layoffs.
•	The US Women’s soccer team freakin’ did the thing, y’all. 💪
•	What we have to lose in the debate over debt relief. (Spoiler: nothing, except a mountain of taboos and money shame.)
•	Not very shocking, but of course millennials and Gen Z want to be homeowners — they just can’t afford it.
•	And finally, a dreamy future wish list for when the pendulum ~swings back our way.~

Don’t worry about money, darling. Keep the drama out of your finances.

JOIN ELLEVEST

This week’s newsletter was brought to you while acting our wage. Forward it to your friends who are protecting their energy.

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DISCLOSURES

All opinions and views expressed by Ellevest are current as of the date of this writing, for informational purposes only, and do not constitute or imply an endorsement of any third party’s products or services.

Information was obtained from third-party sources, which we believe to be reliable but not guaranteed for accuracy or completeness.

The information provided should not be relied upon as investment advice or recommendations, does not constitute a solicitation to buy or sell securities and should not be considered specific legal, investment or tax advice.

The information provided does not take into account the specific objectives, financial situation, or particular needs of any specific person.

Investing entails risk, including the possible loss of principal, and there is no assurance that the investment will provide positive performance over any period of time.

As of 8/15/2022, Ellevest Membership fees can be found here. Other fees as described in Ellevest’s Wrap Fee Program Brochure and the Ellevest Membership Terms and Conditions Agreement will continue to apply.

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💸 Money Cheat Sheet: Back-to-School Szn

This week’s money mood: Gimme the A, Feeny️

New (school) year, new me

Here’s your head start on the holidays

Money tip of the week

Because you deserve a $ do-over 💸

Because you deserve a career you love ❤️

Save ze date

Small $$ win of the week

Tabs for trying times

Don’t worry about money, darling. Keep the drama out of your finances.

This week’s newsletter was brought to you while acting our wage. Forward it to your friends who are protecting their energy.

Older messages

⚖️ Opinionated: Who Gets To Decide What’s Fair?

💸 Money Cheat Sheet: 19 Pieces of Great Advice

🎒 Opinionated: Memes, Tweets, and Reads, Oh My!

💸 Money Cheat Sheet: What’s an F-You Fund?

🙃 Opinionated: Oh Hey, Double Standards

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