Why You Should Never Choose "Pay Later" At Checkout

December 8, 2022

If you’ve been shopping online for the past few years, you’ve probably noticed the rise of “Pay Later” options. They allow you to put a small amount on your purchase today and pay the rest in installments or all at once at a later date. And while this is convenient and may help you get your holiday shopping done, you probably shouldn’t touch that option. In our top story, we go over why it’s a bad idea, how it all works, and what the consequences could be if you can’t make your payments later.

Other Highlights:

• The rumored Apple Car isn’t going to be as awesome as we thought.
• Google guts one of its most useful photo features.
• Disney+ is getting a price hike. We’ve got all the details.
• … and more!

— Danny

The holiday shopping season is a busy time of year, especially when shopping for several people. Whether you’re getting gifts for others or buying yourself something nice, you’ll likely see those options to buy now and pay later with Affirm, Afterpay, Klarna, or even PayPal’s installment plans. Read More »

If your job requires you to be at your desk all day, you should consider investing in a standing desk. Why? For one, it’s unhealthy to spend hours sitting. We explored the pros and cons to help you better understand the risks. Read More »

It’s hard to buy gifts for people, especially when you don’t know or understand their interests. But there’s a good chance that you’re shopping for a food lover. Why not give the gift of oils and spices? Read More »

Wordle was just too easy, wasn’t it? You probably left that behind and moved on to Quordle, the true “hard mode” of the word-guessing game format. But now you’re stuck and so close to failing. Don’t worry, we’re here to help with a hint—and if you really need it, today’s Quordle Answers. Read More »

If your kid has been begging for some wireless headphones for Christmas, the JLab JBuddies Pro may be the perfect present to put in Santa’s sleigh. These Bluetooth headphones have a 35-hour battery life, built-in safety volume regulators, noise isolation, and more. And if your teen is a real audiophile that loves a hardwired connection, these wireless headphones also come with an aux cord so they can hear their tunes in the best possible quality. Plus, it’s great for when they forget to charge the battery. These headphones come in pink and blue.

Are you a huge fan of Wordle and absolutely stuck today? Let me guess; you’re hanging out on guess four or five and feeling the pressure. We get it entirely: nothing feels worse than losing your streak. If you’re not ready to outright cheat, we have you covered with hints and today’s Wordle answer. Read More »

Self-flattery is pushing AI into the mainstream. But should you join the thousands of people who are experimenting with AI portraiture? This new trend, enabled by an app called Lensa AI, raises some very difficult questions about craft, consent, and bias. Read More »

Now’s your last chance to get a discounted phone case, tripod, bike mount, or backpack from Peak Design. The oh-so-modular company is offering a 10% discount on all of its products, closing out 2022 with a bang. This four-day sale ends the morning of December 11th. Read More »

While Spotify still struggles to find song lyrics, Apple Music is taking things a step further with its new karaoke feature. But which devices support Apple Karaoke? You may be surprised and disappointed by the exclusivity of this feature. Read More »

We’re barreling toward the end of 2022, and yearly recaps are abound. But while you dig into your Spotify Wrapped, Google Search is taking a look at the year’s most trendy search terms. The results may not surprise you, but they’re pretty entertaining. Read More »

This probably won’t come as a surprise, but Google just made one of its products worse. In a new support thread, the company explains that Google Photos will no longer use your “Location History” to approximate where an image was taken. Instead, it will try to guess the image’s location based on visual clues, such as landmarks or signage. Read More »

Fresh Apple Car rumors suggest that the company is curtailing its aspirations for the project. According to a Bloomberg report, what was once reported to be a fully-autonomous vehicle that would cost more than $120,000 is now said to be less than $100,000 with only semi-autonomous features. Read More »

If you love Disney+ content and want to save money, December 7th is your last chance before the price increases. Disney+ is about to be far more expensive or come with ads. Read More »

LEGO is one of the most iconic toys available, and it’s also wallet shatteringly expensive. Even second-hand LEGO can cost a lot, so fans may want to take advantage of sets going on sale. Walmart currently has a few of LEGO’s sets on offer at a discount rate ahead of Christmas. Read More »

Here’s something weird; Amazon’s Echo Show 15 now doubles as a Fire TV. After a quick update, you can enable the Fire TV interface by pressing a button on the corner of your smart display. We’re not sure that this will fix the Echo Show 15’s problems, but it’s certainly a fun idea. Read More »

There are very few apps I can’t imagine life without, but at the top of that short list is Everything. I’ve used it for over a decade, and it’s an integral part of my Windows experience. Read More »

Your laptop gives you the freedom to work anywhere without needing to be shackled to a power outlet. This comes at the cost of a single display which can hamper productivity if you don’t have the room or budget for a multi-monitor setup. A laptop screen extender can help solve that problem. Read More »

Victrola might be best known for its record players, but the company has been expanding lately, including two new Bluetooth speakers. The Victrola Music Edition 2 is the larger and more feature-packed of the two, even if both models share a very similar design. Read More »

Smart lights are not just a way to add extra convenience to illuminating interior and exterior spaces. They’re an opportunity to reduce energy consumption and create a personalized ambiance. Read More »