Forbes - Inching toward 2023

Your Weekly Advisor Update

Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations.

A Note From Natalie:

It’s almost time to pop the bubbly and Auld Lang Syne ourselves into a brand new year—which is also when we mentally reset our goals and dust off old plans. To say 2022 was a wild ride in terms of the economy, housing market and jobs is an understatement. I’ve gathered some essential stories to help you create a solid financial roadmap going into 2023, no matter how bumpy the ride may be. 

Very best,

Natalie

Natalie Campisi

Senior Staff Writer

Consumer Finance

A Year-End Financial To-Do List That’s Actually Reasonable

When it comes to managing money, there’s no one-size-fits-all approach. Some people are natural savers; others may need apps and willpower made of steel to refrain from the latest sale.

Regardless of your financial personality style, there are some financial housekeeping basics that apply to everyone. We’ve put together a checklist of important financial to-dos so that you can start the new year on the right foot.

Private Student Loans? Estimate your payments with this easy to use Calculator

Student loans can help make college affordable, but the amount you borrow now will affect your budget for years after you graduate or leave school.

Enter your student loan amount, interest rate and loan term into the calculator below. You’ll then see your expected monthly payment and full payment schedule over time. Remember to keep track of all of your student loans to get a full picture of the amount owed.

Student Loan Calculator

Here’s what else you should know
this week

Experts Predict U.S. Dollar Will Stay Strong In 2023. What Does This Mean For You?

The strength of the U.S. dollar is a double-edged sword for consumers. On the one hand, the stronger the dollar, the cheaper goods and services; on the other, a strong dollar can deflate your retirement savings. Here’s what you should know.

Americans Feel Better About Today’s Economy, Gloomier About Tomorrow

Americans are feeling pretty good about the current economy, even as prices have ticked up on everything from cars to eggs. The future, however, isn’t looking rosy. The latest Forbes Advisor-Ipsos Consumer Confidence Biweekly Tracker finds that inflation remains a big worry among consumers—including how it’ll affect their financial futures.

Half Of Payment App Users Are Splitting Bills In New Ways Due To Inflation

Payment apps are making it easier to split bills—whether it’s a big dinner with friends or tickets to a concert, more consumers are money-conscious as inflation boosts the cost of everything. People ages 18 to 25 are most likely to use apps to split the bill—here are the apps they’re using.

Debt Consolidation Loan Vs. Balance Transfer Credit Card

A balance transfer card can be a powerful tool in your debt-busting arsenal. A 0% APR offer on a credit card can save money by having all of your payments during the intro period go towards knocking out the principal balance instead of some being siphoned away to pay interest charges.

Best Balance Transfer Credit Cards

2022's Best Debt Consolidation Loans For Bad Credit

A debt consolidation loan can be a smart way to streamline your monthly debt obligations and get out of debt faster. However, this debt reduction strategy isn’t right for everyone. And if you have bad credit, qualifying for a debt consolidation loan with an attractive interest rate could be a challenge.

Minimum credit score

560

APR range

7.96% to 36%

Loan amounts

$1,000 to $50,000

Sponsored Content

Aura vs. LifeLock: 2022 Comparison

Aura is an identity theft protection service rated No. 1 by Security.org for best identity monitoring features¹. The all-in-one platform monitors each user’s identity, accounts and passwords. It then sends an alert if it identifies any issues. Aura’s password manager also makes it easy to keep track of login credentials and users receive an alert if a password is compromised.

Ranked #1 by Security.Org and IdentityProtectionReview.com. They may be compensated as a marketing affiliate of Aura, but their ratings are all

their own.

Contact US:

Forbes Marketplace
251 Little Falls Drive
Wilmington, DE 19808