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January 13, 2023

Hello, Insiders. After our week digging into crypto, here’s my conclusion: It’s going to be a dark time for crypto in the years ahead. I suspect we understand very little about how a zero-interest-rate environment propped up the market. And I expect that a lot of people who made what looked like very quick money will see it go very quickly, too.

That said, there’s been a number of technological innovations that might become a big part of our lives. I’m just skeptical of anyone who claims to know the values those will create. Then again, I would have said this a decade ago — and maybe that’s why I don’t own a vacation home purchased with crypto earnings! But as one reader wrote to me: “Live in the present. You can’t predict the future. It’s not that complicated.”

Let me know your conclusions as well: insidertoday@isnider.com. We’re going to have our first Saturday edition of the newsletter tomorrow! We’ll share more of your responses then.

— Nicholas Carlson

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The big story

Jemal Countess/Getty Images

Career experts dish on the 12 most useless college majors.

It’s hard enough to afford college. But what about the degrees that best help you afford life after college?

A recent survey from ZipRecruiter found that a whopping 44% of respondents with college degrees regretted their major of choice. But that same survey found the highest-paid respondents were pretty happy with their college path.

With that in mind, Insider reached out to experts — career coaches, recruiters, and counselors — to weigh in on the college majors that are unlikely to give you a good return on your investment.

From acting to philosophy to communications, the experts identified 12 majors that are most likely to limit your career options and salary potential.

CHECK OUT THE FULL LIST

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This edition was curated by Nicholas Carlson, and edited by Hallam Bullock, Lisa Ryan, Dave Smith, and Nathan Rennolds. Get in touch: insidertoday@insider.com.

Key phrases

notorious Russian arms dealer WNBA star Brittney Griner big storyJemal CountessGetty Images three major red flags professional resume writer George Santos resume R Nial Bradshaw combat aircraft fleet new Sprite rival Long Island congressman five gamechanging tips visual snow syndrome Idaho murder suspect spectacular Phoenix Queen Food Wars series Pitch Deck Library first Saturday edition US Air Force

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