🌻 Shining? In This Economy? Award-winning.

SALLIE'S OPINION

It's Always Interesting When Research Proves Itself IRL

Gonna just take a little bow here this week. Because, despite the market turbulence, Ellevest has been named “one of the digital advisors that performed the best” by InvestmentNews.

We’ve also been named best mission-oriented investing service by Bankrate (and our mission is you).

Now, before we go on, it’s important to remember that past performance is no indicator of future results. Plus, there are no guarantees in investing.

But back to that research, which tells us that women investors historically outperform men. We believe our results are also because our Chief Investment Officer, Dr. Sylvia Kwan, and her team were thoughtful and methodical in building Ellevest. We wanted to build a digital investing offering that works for you, for your friends, for your mom, for college grads who want to get their money right, for your mentees, and for your daughters.

Here’s how (and why) we do that.

Read the rest

CEO AND CO-FOUNDER

💡 Money tip of the week

We love this TikTok trend of women sharing their #paydayroutines. The truth is, 64% of Americans are living paycheck to paycheck (and even 51% of people who make more than $100K say they have the same problem). And while that cycle can feel impossible to break, here are three strategies to consider:

Make a spending plan. There are two ways to approach it — the most common being the 50/30/20 rule. But if money is feeling tight, the One-Number method may be more realistic for you. (These budgeting spreadsheets are free for clients, btw.)
Spend a little more intentionally. This means getting to know your personal values better, then aligning your goals and choices with them so that money-saving tradeoff decisions can feel easier, better, and more meaningful.
Build an emergency fund. Women today lose days and weeks of productivity and their sense of well-being worrying about money. To help alleviate money stress, we typically recommend that you set aside three to six months’ worth of your take-home pay for emergencies.

Want a professional to help? Book a 1:1 Budgeting and Debt Planning Session with one of our financial planners.

Tackle it with a sidekick >

16 Q’S ABOUT INVESTING IN A DOWNTURN

Investing when ‌the markets are volatile can feel like a whole different ball game. But we’ve got you — here are the most common questions we get asked.

Read our answers >

HOW TO BE ON TOP OF YOUR MONEY

Whether you’re leveling up your retirement plan or looking for holistic financial guidance, Ellevest ‌offers (free) 15-minute calls with a CFP® pro to help you gain clarity on where to start.

Schedule your call now >

See you soonish

All About the Benefits of Ellevest: There’s more to being an Ellevest client than meets the eye — make sure you’re familiar with all the perks. 👀

TODAY 6 PM ET: Join us
Budget How-To: Learn both budgeting methods from a financial planner in this live 45-minute workshop. 💳

TOMORROW (WEDNESDAY) 4 PM ET: Sign up

Busy this week? Check out all upcoming workshop dates and times.

“I feel confident my money is invested in the right place. I feel safer being surrounded and coached by a team of women.”

— Sophie F. California, one of 3,508 women to work toward their money goals with an Ellevest financial planner.

Scrolling, bookmarking, and spotlighting your story

"People see that [medical] bill and the number on that and they think, 'I have to pay this quickly and I have to pay this exact amount,' and that's just not the case. You have time. They're fake numbers." NPR put together a super helpful guide to negotiating your medical bill.
It turns out, the return-to-office mandate is pushing moms out of the workforce (again). 🙄
Fast Company surveyed 913 women in women-dominated industries and found that even in those industries they suffer from gender-based critiques. They identify 30 (!!) characteristics women employees get dinged on. (From body size to pregnancy, all the usual suspects are here.)
If your next big career move scares you, that might be a sign you should just do it.
We’re launching a new social series to help promote vulnerability and transparency about money — by spotlighting your stories. Tell us yours here.

The best time to invest is always yesterday.

Get ahead of tomorrow

This week’s newsletter was brought to you while buying all the gold and all the velvet. Forward it to your friends who want their homes to feel rich.

MAGAZINE

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DISCLOSURES

Testimonials were given by clients of Ellevest, Inc. Testimonials are representative of the client's views at the time collected, may not be representative of the experiences of other clients and do not provide a guarantee of future performance success or a similar experience or services.

All opinions and views expressed by Ellevest are current as of the date of this writing, are for informational purposes only, and do not constitute or imply an endorsement of any third party’s products or services.

Information was obtained from third-party sources, which we believe to be reliable but are not guaranteed for accuracy or completeness.

The information provided should not be relied upon as investment advice or recommendations, does not constitute a solicitation to buy or sell securities, and should not be considered specific legal, investment, or tax advice.

The information provided does not take into account the specific objectives, financial situation, or particular needs of any specific person.

Investing entails risk, including the possible loss of principal, and past performance is not predictive of future results.

Ellevest, Inc. is a SEC registered investment adviser. Ellevest fees and additional information can be found at www.ellevest.com.

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🌻 Shining? In This Economy? Award-winning.

It's Always Interesting When Research Proves Itself IRL

“I feel confident my money is invested in the right place. I feel safer being surrounded and coached by a team of women.”

The best time to invest is always yesterday.

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