Finimize - 🫂 Tesla's sharing

Tesla's letting Ford drivers use its charging stations | UK retail sales ticked up |

Hi Reader, here's what you need to know for May 29th in 3:13 minutes.

🍦 It’s time for the spring public holiday here (read: national picnic-and-ice-cream day), and our team are grudgingly shutting their Bloomberg terminals and getting some much-needed Vitamin D right now. Expect a sunnier, peppier newsletter after tomorrow's little intermission.

Today's big stories

  1. Tesla’s letting Ford drivers “fill up” at its network of fast-charging stations
  2. Profit margins could be in for an AI flex – Read Now
  3. Brits did some end-of-spring spending, giving retail sales a handy boost

Car Pool

Car Pool

What’s going on here?

Tesla decided that sharing is caring, and opened its network of EV charging stations to Ford drivers.

What does this mean?

The US is a vast country, and the distances that some Americans travel to work would carry you across half a dozen national borders somewhere like central Europe. But that free-wheeling spirit poses a problem for the EV industry: after all, charging stations are still few and far between, and drivers risk running out of power on longer journeys.

Now, though, Ford’s making life on the road a little easier for its EV owners: they’ll be given access to Tesla’s 12,000 fast-charging stations – more than doubling the number of fast-charging stations in Ford’s North American network. And while current owners will need an adapter to plug in, Ford’s next generation of EVs will be designed to connect seamlessly with Tesla’s stations.

Why should I care?

The bigger picture: An offer Tesla couldn’t refuse.

Let’s face it: Tesla didn’t have much of a choice here. The US government’s long had a problem with how jealously the firm guards its charging stations – and its latest tack essentially involved saying, “Nice government subsidies you’ve got there. It would be a shame if something happened to them.” That meant Tesla was planning to open up its charging network to all EVs by 2024 anyway. But whether that turns out to be a boon – or whether it just robs Tesla’s cars of a key competitive advantage – is still up in the air.

For markets: Early but expected.

Given that Tesla was already planning to open its charging network, analysts will already have factored this move’s cash-generating prospects into their predictions for the firm’s stock. So even though this announcement didn’t really change anything long-term, it has brought forward aspects of that plan – along with some of the profit. And that little fast-forward might explain why Tesla's stock rose on Friday.

Copy to share story:

🙋 Ask a question

Analyst Take

Profit Margins Have Begun To Sag. AI Could Have A Fix.

Profit Margins Have Begun To Sag. AI Could Have A Fix.
Photo of Reda Farran

Reda Farran, Analyst

Profit margins have a huge influence on earnings growth and, in turn, stock market returns – a fact that doesn't go unnoticed by investors.

That’s why they pay close attention to their direction.

But today, we’re seeing some conflicting trends, which mostly come down to current levels of inflation and the future promise of AI.

So, I decided to dig into some insightful research from Goldman Sachs that explores the near-term and long-term outlooks for the S&P 500’s profit margins in more detail.

That’s today’s Insight: how profit margins could benefit from the AI revolution.

Read or listen to the Insight here


Future-proof your portfolio

Even today’s most successful companies aren’t guaranteed a seat at the top table in the future.

Just take fossil fuel companies, for example: as countries around the world start tidying up their acts with greener energy, some of those big-money companies could well be tossed aside.

But hey, at least you can stay ahead of the curve: by filtering companies on Swissquote, you can sort the future-forming firms from the ones more likely to be left behind.

And that’s not just environmental. You’ll get a rundown on social and governance scores too, and you can filter out specific industries that you’d rather avoid, like ones that do animal testing.

That means you could set up smarter bets for the future – and you’ll start reaping the rewards today: transfer or fund an account by May 30th, and you’ll get up to €500.

Find Out More

When you support our sponsors, you support us. Thanks for that.

Spring Forward

Spring Forward

What’s going on here?

Data out on Friday showed British retail sales had a spring in their step in April.

What does this mean?

Inflation might not have been showing much chill last month, but that didn’t stop gung-ho British shoppers splashing out. The tidy little splurge was probably partly down to higher welfare payments and a juiced-up minimum wage – but the long-awaited advent of sunnier weather might’ve triggered a national wardrobe update too. Still, it wasn’t just linens and parasols that folk were buying: sales rose in every category except for fuel and household goods. All in all, then, the volume of goods sold online and in stores increased 0.5% from March – almost double the uptick economists were expecting, and a welcome return to growth after a 1.2% dropoff in March.

Why should I care?

Zooming in: May may make good.

British spending seems to be hitting its stride: the three-month period leading up to April recorded the highest sales volume increase since August 2021 – and that momentum might keep on rolling. After all, May boasted three bank holidays and some warmer weather, giving shoppers ample opportunity to splurge. Add in the fact that consumer confidence climbed to an annual high, and there’s a good chance this month’s figures will keep the upward trend going. And that’s not to mention the lower energy price cap slated for July, which will leave Brits with a little more cash to splash this summer too.

The bigger picture: Wage war.

The British economy is holding out pretty well on the whole, but rising wages have been a key factor in its resilience, and that’s a problem. See, that juicy pay is sparking more fiery inflation – the opposite of what the Bank of England wants. So with some extra interest rate hikes on the cards, the economy’s true mettle could soon be put to the test.

Copy to share story:

🙋 Ask a question

💬 Quote of the day

"Life is a moderately good play with a badly written third act."

– Truman Capote (an American novelist, short-story writer, and playwright)
Tweet this


You could turn volatility into your portfolio’s tailwind

Market volatility doesn’t need to be a turn-off. Instead, you could use it to get your portfolio going.

You could do that by using futures: investors use them to hold a stake in a variety of markets, manage their risk, and hedge their bets. The thing is, they can be tricky to wrap your head around.

But our new Finimize and CME Group guide aims to demystify the whole process for retail investors, breaking down what futures are, how to trade them, and their pros and cons.

Then you can put your newfound know-how to work. You’ll find countless fresh, quality options with unmatched liquidity at decent value at CME Group, plus any tools you’ll need along the way.

So, if you want to start using volatility to your advantage, you can brush up on futures with the Finimize and CME Group guide.

CME Group futures are not suitable for all investors and involve the risk of loss. Copyright © 2023 CME Group Inc.

Find Out More

When you support our sponsors, you support us. Thanks for that.

🌍 Finimize Live

🥳 Coming Up This Week...

All events in UK time.

3️⃣ Three Reasons To Invest In Crypto Right Now: 5pm, 30th May
💥 A Guide To Impact Investing 2.0: 1pm, June 1st

👀 And After That...

🌎 The ESG Revolution: Investing with Purpose: 6pm, June 8th
🙋‍♀️ Finimize Ladies Investing Club: 6.30pm, July 13th
🎉 Modern Investor Summit 2023: 12pm, December 5th and 6th

🎯 On Our Radar

1. “It is what it is”. We've turned those five little words into a modern coping mantra.

2. Investing apps are facing headwinds. But there's a world of untapped revenue out there.

3. The Ice Age of property. The housing market’s changing, and it could get very ugly.

4. The Tako takeover. TikTok’s testing a brand-new AI chatbot.

5. Footloose and faring fine. Looks like your walking habits are tied closely to your brain’s health.

❤️ Share with a friend

Thanks for reading Reader. If you liked today's brief, we'd love for you to share it with a friend.

You stay classy, Reader 😉

We’d love to hear your thoughts. Give feedback

Want to advertise with us too? Get in touch

Image Credits:

Image credits: Midjourney | Midjourney


Update your email or change preferences

View in browser

Unsubscribe from all Finimize Emails


Crafted by Finimize Ltd. | 280 Bishopsgate, London, EC2M 4AG

All content provided by Finimize Ltd. is for informational and educational purposes only and is not meant to represent trade or investment recommendations. You signed up to this mailing list at or through one of our partners. © Finimize 2021

View Online

Key phrases

Older messages

💵 Nvidia aced it

Thursday, May 25, 2023

Nvidia's update had investors falling in love | A recession hit Germany| TOGETHER WITH Hi Reader, here's what you need to know for May 26th in 3:10 minutes. It's 2023: these days, crypto

🚗 Auto extinction

Wednesday, May 24, 2023

Xpeng faced a crash | British inflation is back in single digits | TOGETHER WITH Hi Reader, here's what you need to know for May 25th in 3:15 minutes. 😎 Old-school retail trading's fine and

🏚 Home-wrecking results

Tuesday, May 23, 2023

The DIY blues dented Lowe's forecast | Shipping's shaking containers | TOGETHER WITH Hi Reader, here's what you need to know for May 24th in 3:13 minutes. 🌎 Making money at the world's

🛢 Chevron’s costly coup

Monday, May 22, 2023

China took a potshot at Micron | Chevron spent big | TOGETHER WITH Hi Reader, here's what you need to know for May 23rd in 3:14 minutes. 📉 A downturn in the economy doesn't have to mean a

🛠 Black swan toolkit

Sunday, May 21, 2023

Japan finally got the inflation treatment | Deere brought in a high-piled profit | TOGETHER WITH Hi Reader, here's what you need to know for May 22nd in 3:14 minutes. 🔥 Investing themes don't

🤖 Amazon's in with a chatbot

Monday, September 25, 2023

A shutdown looms for the US | Currency traders have a new favorite play Finimize TOGETHER WITH Hi Reader, here's what you need to know for September 26th in 2:50 minutes. 🎉 JPMorgan CEO Jamie Dimon

Confidence is wavering

Monday, September 25, 2023

Bloomberg Evening Briefing View in browser Bloomberg Wall Street's masters of the universe have long argued they can spend money more efficiently than the US government ever could. Now, a handful

Insider Today: Wall Street's new job path

Monday, September 25, 2023

Plus: LinkedIn's strange new world, and AI job skills. View in browser September 25, 2023 • 5 min read with Dan DeFrancesco Welcome back! We had some breaking news late Sunday: The Writers Guild of

😎 Things are looking brighter…

Sunday, September 24, 2023

Plus, the OECD adjusts its outlook Finimize Your Weekly Brief should take you 3:14 minutes to read. Let us know what you think here. Doing The Impossible US consumers may be in for rougher sledding,

Insider Today: Goldman partner exodus

Sunday, September 24, 2023

Plus: Consultants vs. AI, and Microsoft Windows boss exit. View in browser September 24, 2023 • 5 min read with Matt Turner Hello! I'm the editor in chief of business at Insider. Welcome back to

Fed triumph at risk

Saturday, September 23, 2023

Bloomberg Weekend Reading View in browser Bloomberg After overseeing the most aggressive monetary tightening cycle in decades, several central banks, including the US Federal Reserve and Bank of

Insider Today: The hottest job markets

Saturday, September 23, 2023

Plus: Best states for new grads, and the situationship. View in browser September 23, 2023 • 5 min read with Diamond Naga Siu It's Saturday! After moving from one high-rent city (New York City) to

UAW’s early victory

Friday, September 22, 2023

Bloomberg Evening Briefing View in browser Bloomberg The United Auto Workers' unprecedented strategy to simultaneously target all three legacy carmakers is showing results. The union said that it

🇯🇵 Japan's wish came true

Friday, September 22, 2023

Japan stuck by its negative interest rates | Data hinted that Europe's economy is shrinking this quarter | Finimize TOGETHER WITH Hi Reader, here's what you need to know for September 23rd in 3

Out with the Old

Friday, September 22, 2023

The Changing Face of the Insurance Industry ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌