Your wallet's overflowing with cash and cards. Apple Pay works right from your iPhone, which makes things a wholeee lot easier. Just authenticate (with Face ID, Touch ID, or your passcode) and tap your iPhone over the contactless reader. 

You don’t want stores tracking your every swipe. Since Apple Pay uses a different transaction code for every purchase, your card numbers are never shared with merchants. So you can relax knowing that your personal info — and credit — is safe. 

You’re sick of entering your CC number whenever you shop online. Manually typing in your 16-digit card number, expiration date, and CVV? We’ll pass. You just have to double-click the side button of your iPhone or select Apple Pay on your laptop. After a quick Face ID, Touch ID, or passcode confirmation, you’re good to go. 

Your credit card constantly does a disappearing act. With Apple Pay, your credit card is right in the Wallet app on your iPhone. Oh, and if you ever lose your iPhone, just turn on “Lost Mode” at iCloud.com to suspend the cards in your Wallet. Phew.