SLOW AND STEADY

Wealth isn’t built in a day

Slow food. Slow fashion. Slow living.

When you see the word “slow” in front of most words, you think: Sustainable. High quality. Intentional.

And that’s the kind of approach we take to investing and financial planning.

We know there are a lot of people trying to sell you get-rich-quick schemes. From crypto to penny stocks to MLMs, there’s always some new risky finance fad around the corner, promising you quick money and fast riches. For most people, they simply don’t work — and they can even totally bankrupt you.

We believe the most reliable strategy for building wealth for the future while living your best life now is two-pronged: slow, consistent investing, and having a financial planner who really understands you and your goals at your side.

We know it’s not sexy or trendy or fast. Which is why most financial influencers don’t like it — because it won’t give them the clicks and views that they profit from.

But history is on the side of the turtle, not the hare. We know, for example, that the S&P 500 has gained about 10.5% annually since its introduction in 1957. We know that people with a financial plan have 2.7x the net worth of those who don't. And financial plans don’t happen overnight.

The evidence shows: Slow finance works. Time is an important ingredient in the recipe for wealth.

But we could all use a little extra time. That’s why, when you asked us for more time to pay for your financial planning packages, we created an answer. Today, Ellevest clients can choose to pay for financial planning packages over three months instead of all at once. Three easy payments — no interest, no fees.

So if you’ve been waiting for the right time to book that package — this is it. Start by scheduling a complimentary call with an Ellevest financial planner today.

Book a complimentary call

YOU ASKED, WE ANSWERED

NEW: Pay for packages at a slower pace

Text reads, “Pay over three months. New way to pay for financial planning.”

You asked for a more accessible payment option. We’re thrilled to announce it’s here.

Book a complimentary call >

THE RATE CUT PATIENCE BOUGHT

For the first time since 2020, the Fed announced a big rate cut. We have their “patient approach” to inflation to thank for it.

What it means for you >

CATCH UP TO YOUR STUDENT DEBT

The student loan “on-ramp” period ends on 9/30, which means delinquent payments will start to affect your credit. Get ahead of it.

How to tackle student loans >

Got plans?

Budget How-To: Get help finding a budgeting system that works for your real life in this live, 45-minute workshop.
TODAY @ 5 PM ET: Sign up
FREE: Building Generational Wealth: Learn how to build wealth and build a legacy from an Ellevest CFP® pro in this free workshop.
OCTOBER 3 @ 1 PM ET: Save your spot

Busy this month? Check out all upcoming workshop dates.

Reading materials

🎬 HALLE BERRY IS HAPPY TO BE THE FACE OF MENOPAUSE: “We are half this population. Those kids are here because we bring them here. You don’t get to forget us now for the second half of our journey. We were valuable then and we’re valuable now.”
⏰ THE RATE CUT WAITING GAME IS OVER: Here’s what it may mean for you in five different financial areas of your life.
🌱 DREAMING OF A RURAL RETIREMENT? Seven retirees talk to the Wall Street Journal about what it’s like to forego the big city for wide, open pastures in their retirement plan.

This newsletter was brought to you while catching up on Industry. Forward it to your friends who are excited for its fourth season renewal.

DISCLOSURES

Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

All opinions and views expressed by Ellevest are current as of the date of this writing, are for informational purposes only, and do not constitute or imply an endorsement of any third party’s products or services.

Information was obtained from third-party sources, which we believe to be reliable but are not guaranteed for accuracy or completeness.

The information provided should not be relied upon as investment advice or recommendations, does not constitute a solicitation to buy or sell securities, and should not be considered specific legal, investment, or tax advice.

The information provided does not take into account the specific objectives, financial situation, or particular needs of any specific person.

Investing entails risk, including the possible loss of principal, and past performance is not predictive of future results.

Ellevest, Inc. is a SEC registered investment adviser. Registration with the SEC does not imply a certain level of skill or training. Ellevest fees and additional information can be found at www.ellevest.com.

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What The Elle - 🐢 Slow finance > fast finance

Wealth isn’t built in a day

NEW: Pay for packages at a slower pace

Get a slow money strategy.

Older messages

🫨 Inflation, greedy jobs, and fall events

🙃 The get-rich-quick scheme that wasn’t

✅ Your fall money to-do list is here

💡 What is “money dysmorphia”?

😵‍💫 The “M-word”

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