Is your Medicare coverage falling short?

If you have Medicare and still find yourself paying a lot out-of-pocket costs, a Medigap plan could be just the thing for you. Medigap is Medicare Supplemental Insurance offered by private insurers that may help cover the “gaps” in Medicare. Generally speaking, you can only buy Medigap coverage if you are already enrolled in Medicare Part A and Part B. In some cases, Medigap might be particularly valuable for unexpected medical bills that result from emergencies, or if you anticipate the need to stay at a skilled nursing facility on a short-term basis. Check out Money’s list of the best Medicare Supplement Insurance providers and give yourself the gift of peace of mind.

For information on all of your options, visit Medicare.gov, contact 1-800-MEDICARE, or call your local State Health Insurance Program (SHIP) or State Insurance Department.