Daily Money - 2025 Financial Checklist – Item #1

What are two of the reasons people delay buying life insurance? 1) It’s too expensive, and 2) It’s not meant for young and healthy people. These statements may not be true for everyone. Firstly, the average cost of a term life insurance policy is only around $160 a year. Secondly, the younger you are, the cheaper life insurance typically is. If you wait until you are older, you will most likely face higher premiums or could even face outright denial of coverage, so it’s easier to buy when you’re young. Make 2025 the year you cross off life insurance from your financial checklist. You’ll thank yourself for the peace of mind.

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