REI - We Picked the Best Deals—Just for You

¹ Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, please refer to your Cardmember Agreement for additional information.

5% back applies to REI net purchases (purchases minus credits and returns) including full-price and discount-price items, REI gift cards, services, fees, and REI adventure travel-invoiced trip payments. The 5%, 2% and 1% rewards are distributed with your member dividend annually.

² REI Co-op World Elite Mastercard rewards are offered to cardholders in accordance with the card’s terms, but are mentioned as parts of a dividend because they are paid at the same time as your normal member dividend. 10% member dividend is typical but not guaranteed. Your member dividend is based on eligible net qualified purchases, which exclude REI Outlet items, sale, clearance items, discounted items, gift cards, REI adventure travel, REI classes, tours and events, service fees (ex. rentals, labor), membership fee, postage, event tickets, passes or registrations, government agencies and sales tax.

The creditor and issuer of the REI Co-op World Elite Mastercard^® is U.S. Bank National Association, pursuant to a license from Mastercard International Incorporated. ©2020 U.S. Bank