Daily Money - Medicare Isn’t Free...Pass It On

Last week’s Reader of the Week mentioned a 3% yield that our featured reader, Steve Woodall, got from a credit union account. Some readers wondered where he was getting such a juicy yield these days, and Steve kindly followed up to let me know it’s a credit union associated with his former employer, Southwest Airlines. So unfortunately for the rest of us, it's only available to company employees, retirees, and family members. If you’re looking for yield, check out Money’s picks for best savings account here.

The clock is ticking, but you still have time to open an IRA and contribute to it for tax-year 2020. Whether you are looking to help reduce your taxable income or grow your potential earnings tax-free, Fidelity has both traditional IRAs and Roth IRAs, and we can guide you through which is the right choice for you, or possibly even both. There are no account fees and no minimums to open a Fidelity retail IRA, which gives you access to our easy-to-use tools and research.

The Pandemic Drove These Americans Into Early Retirement

Here’s what to consider before you follow suit. CNBC

10 Factors to Disregard as an Investor

The Troubling News on Credit Scores and Credit Reports

In a recent survey, about a third of retires said their debt level was a problem. NEXT AVENUE

6 Questions for the Boss Who Wants You Back in Your Cubicle

Ask about the airflow, vaccination policy and contingency plans. THE ATLANTIC

Elizabeth O'Brien is deputy editor at Money. She has covered retirement and health care for nearly a decade. A Brooklyn resident and mom of two boys, she navigates the alphabet soup of Medicare and the New York City subway system with equal ease. You can email her at elizabeth.obrien@money.com and follow her on Twitter at @elizobrien.