Photo of a woman falling off a dock labeled, “My savings.” The water is labeled, “New therapist. RTR subscription. Long-awaited beach vacation. First haircut since 2019. Unlimited Metro card. Bottomless mimosas.”

This week’s money mood: $ummer budget

Ready for a summer unlike any other? Overwhelmed by sudden new spending options? *Raises hand* … We’ve got you covered.

It’s no fun to wonder if you “can” or “should” indulge during your staycation or buy that first-concert-ticket-since-the-before-times or make those bottomless brunch plans because of money reasons. A budget is the #1 tool you can use to get a handle on your summer expenses and everything else you want to do with your money.

This week, we’re sharing some ideas about setting a budget that works IRL and how you can put your money to work before you go OOO (no matter what that means for you) — so you can focus on friends, family, and fun … not your finances.

Here’s to all the money — er, sunny — days ahead!

— The Ellevest Team

PS: Don’t forget to wear sunscreen. ☀️⁠

A mock paper shopping bag made out of a $100 bill. Collage.

Spending guilt is not invited on vacation

A lot of people think budgets are restrictive, but actually, they’re all about freedom. Freedom to spend your own damn money this summer, and always.

HERE’S HOW >

A hand holding a smartphone in front of a computer screen. Floating charts, money, and other symbols. Illustration.

Find room for fun stuff in your budget

Intentional (summer) spending is about tweaking your plan to make room for things that matter (like time with friends!). Learn how, live on June 21.

SIGN UP >

En·light·ened he·do·nis·m

The post-pandemic urge to spend on splurges this summer — from new clothes to extra appetizers at dinner to ambitious travel plans.

Text graphic that reads, “Ask Ellevest: What’s Your Number-One Budgeting Tip?” Video.

The first step to guilt-free splurges

Here’s Money Coach Sofia Figueroa with a super-smart way to set the groundwork for allllll the summer fun to come.

WATCH NOW >

$$$ win of the week

“For working my tail off last year, I got a great raise and a bonus. I’m going to buy myself a small present (less than $50) and put the rest into my 401(k).” 💸

— Emily, an Elle Raiser from New Hampshire

Do you have a recent money or career win you want to share? We want to hear from you!

Set yourself up for summer fun with 50% off coaching, plus free workshops and courses.

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This newsletter was copyedited by Tasbeeh Herwees while contemplating a trip to Yonaguni. Forward it to your friends who need permission to treat themselves.

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DISCLOSURES

All opinions and views expressed by Ellevest are current as of the date of this writing, for informational purposes only, and do not constitute or imply an endorsement of any third party’s products or services.

The information provided should not be relied upon as investment advice or recommendations, does not constitute a solicitation to buy or sell securities and should not be considered specific legal, investment or tax advice.

The information provided does not take into account the specific objectives, financial situation, or particular needs of any specific person.

Investing entails risk, including the possible loss of principal, and there is no assurance that the investment will provide positive performance over any period of time.

Banking products and services are provided by Coastal Community Bank (“Coastal”), Member FDIC, pursuant to license by Mastercard International. Your Ellevest Spend and Ellevest Save account deposits will be insured to the regulatory limits by the FDIC through Coastal Community Bank, Member FDIC.

Funds held in your Ellevest investment accounts are not FDIC insured, not guaranteed by Coastal, and may lose value. Ellevest does not guarantee investment performance.

Ellevest Membership fees are as follows: Ellevest Essential is $1 per month, Ellevest Plus is $5 per month, and Ellevest Executive is $9. Other fees as described in Ellevest’s Wrap Fee Program Brochure and the Ellevest Membership Terms and Conditions Agreement will continue to apply.

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Money Cheat Sheet: Vaxxed, Relaxed, Budget on Track ☀️

This week’s money mood: $ummer budget

Spending guilt is not invited on vacation

Find room for fun stuff in your budget

En·light·ened he·do·nis·m

The first step to guilt-free splurges

$$$ win of the week

Set yourself up for summer fun with 50% off coaching, plus free workshops and courses.

This newsletter was copyedited by Tasbeeh Herwees while contemplating a trip to Yonaguni. Forward it to your friends who need permission to treat themselves.

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