🎁 IPOs are the gift that keeps on giving

GM's $280 billion dream | UK house prices hit the roof |

Hi Reader, here's what you need to know for October 8th in 3:09 minutes.

🌎 Tim Berners-Lee made millions off the internet, and now it’s your turn. Join Onfolio founder Dominic Wells for How To Make Money From Online Businesses on Tuesday, and find out how you can profit from the good old www. Get your free ticket

Today's big stories

  1. US carmaker General Motors laid out plans to double sales by 2030
  2. Some of the biggest IPOs of the year have been and gone, but you can still profit from the most successful of them – Read Now
  3. UK house prices jumped by the most in 15 years last month

Detour De Force

Detour De Force

What’s Going On Here?

General Motors (GM) said earlier this week that it’s planning to double its revenue by 2030, and America’s biggest carmaker knows exactly where it has to go to make that happen.

What Does This Mean?

Carmakers the world over have been rushing to make electric vehicles (EVs) for an increasingly eco-conscious customer, and GM is no different: the company pledged in June to spend $35 billion on EVs by 2025, as well as to stop making traditional cars completely by 2035. It reckons that shift will boost its EV revenue from $10 billion in 2023 to $90 billion in 2030.

And it’s not stopping there: GM thinks it’ll earn $80 billion from its other new businesses too, including self-driving cars and subscription services like breakdown cover. Put it all together, and the company’s hoping to hit $280 billion in sales by the end of the decade.

Why Should I Care?

For markets: Investors are digging GM.
GM’s stock is up 40% this year versus the US stock market’s 20%, and that rally might not be over anytime soon. For one thing, the introduction of subscription services will boost the firm’s profits, since they boast higher margins than cost-heavy car sales do. And for another, the push toward EVs will appeal to an investor base that’s investing more and more in sustainable companies.

The bigger picture: GM’s taking Tesla’s lead.
GM sold 10 times more cars than Tesla last year, but it’s still valued at 10 times less than the EV market leader – mostly because Tesla is treated as a high-growth tech company rather than a carmaker. GM, then, is reportedly trying to rebrand as a “tech-enabled mobility" firm, and it started by introducing a new in-car software platform on Thursday. But since it could take years to compete with Tesla on its own turf, GM’s planning to move into robotaxis and self-driving delivery services in the meantime – both areas Tesla hasn’t tried yet.

Copy to share story: https://www.finimize.com/wp/news/detour-de-force/

🙋 Ask a question

Analyst Take

Have You Missed Out On 2021’s Biggest IPOs?

Have You Missed Out On 2021’s Biggest IPOs?
Photo of Carl Hazeley

Carl Hazeley, Analyst

What’s Going On Here?

2021’s been a big year for initial public offerings (IPOs).

But if you’re coming down with a severe case of IPO FOMO, never fear: some of them still have plenty of promise.

Take Affirm, whose strong start to public life continues to be justified by the enthusiasm around buy-now-pay-later companies, not to mention the chance it gets bought out.

Or Bumble, which has continued to diversify its friendship and business networking tools in subtly impressive ways even as its share price has dropped off.

That’s today’s Insight: what’s happened to this year’s hottest IPOs in the months since, and whether you still have time to buy into the hype.

Read or listen to the Insight here


Look beyond the stock market

With stocks near record-highs, profits are only getting harder to come by these days.

In other words, you’d be smart to look at investments that don’t typically move in line with the stock market.

Yieldstreet offers a way to do just that: an alternative investment platform where you can invest in real estate, art, aviation, legal finance, and more.

You get to choose from their unique suite of products across a range of asset classes, all with different yields, durations, and minimum investments.

And since only a fraction of the billions of dollars’ worth of deals Yieldstreet analyzes make it onto its platform, you won’t have to spend all day looking for opportunities that meet your needs.

You can invest with just $500: get started today.

Get Started

The Great Escape

The Great Escape

What’s Going On Here?

Data out on Thursday showed UK house prices jumped by the biggest monthly increase in almost 15 years in September, as the country’s commuters swap queues for views.

What Does This Mean?

A world where you don’t have to schlep into the office is a world where you can work from anywhere, and Brits certainly haven’t let that opportunity pass them by – so much so that the average UK house price climbed 1.7% in September versus the month before. That brings the average cost of a house to a record £268,000, or $365,000 (tweet this).

The market still has plenty going for it too, even if the government has done away with the tax breaks it rolled out last year. Rock-bottom interest rates have made sure it’s cheap to take out a mortgage, a shortage of properties is keeping prices high, and homebuyers still have lockdown money tucked away that they’re itching to spend.

Why Should I Care?

The bigger picture: London’s overrated.
London used to be the place to set up shop in the UK, but it looks like it’s falling out of favor: house prices in the capital were only 1% higher than they were in September 2020, compared to the country’s 7% rise overall. That makes sense: this new era of remote working has driven plenty of former city slickers elsewhere in search of more space for less money.

For markets: There’s no such thing as a sure thing.
Still, there’s one major factor putting the British housing market at risk: high inflation could dent homebuyers’ buying power. That’s certainly something investors think is a clear and present danger, with data out on Wednesday showing that inflation expectations are at their highest since 2008. And if the Bank of England decides to limit price rises by raising interest rates, it would suddenly cost more to get a mortgage, and demand might slip even more.

Copy to share story: https://www.finimize.com/wp/news/the-great-escape/

🙋 Ask a question

💬 Quote of the day

“There’s something about taking a plow and breaking new ground. It gives you energy.”

– Ken Kesey (an American novelist, essayist and countercultural figure)
Tweet this


Banking made easy

A bank should help you stay on top of your finances, not help make them more complicated.

That’s why Albert lets you spend, save, and invest all in one place.

Albert’s algorithm analyzes your bills, income, and spending to automatically build up savings as you spend. It’ll help keep you on track toward your goals too.

You’ll even be able to get your paycheck a whole two days early with direct deposit, and you can use it to invest straight away to build up your customized portfolio.

Plus, if you need help, the Albert team of real human finance experts is on hand to give you personalized, honest advice, so you’re never left in the dark.

Simplify your banking today: try Albert.

Simplify Your Banking

When you support our sponsors, you support us. Thanks for that.

🎯 On Our Radar

  1. Who scams the scammers? Real-life vigilantes, that’s who.
  2. How do you make a crypto platform stand out? How about custom crypto baskets, technical analysis bots, investing automation, and $25 worth of free credit for the first 300 signups?*
  3. Sayonara, foosball tables and coffee bars. Fresh air is the cool new thing.
  4. So you’re a perfectionist. Here’s how to use your power for good.
  5. Not even recycling can save us now. Plastic is plastic.

When you support our sponsors, you support us. Thanks for that.

🌎 Finimize Live

🤫 There’s life after Finimize

We enjoy every minute of working at Finimize, for sure. But eventually, 60 years or so down the line, we’ll probably think about hanging up our branded socks. And when we do, we want to be ballers with money to spare. That’s why we’re heading down to Age Wealthily, Not Gracefully, where Hargreaves Lansdown’s Tom McPhail will make sure we’re using a zimmer frame made of gold.

💪 How To Make Money From Online Businesses: 1pm UK time, October 12th
👵 Age Wealthily, Not Gracefully: 5pm UK time, October 13th
🤔 The Pros And Cons Of Alternative Investments: 5pm UK time, October 18th
👍 How To Trade In Good And Bad Times: 5pm UK time, October 19th
👀 How To Spot A Market Dud: 6pm UK time, October 20th
⚡️ What’s Next For EV Batteries?: 11am UK time, October 21st
🤓 A Smarter Way To Profit In The Short Term: 5pm UK time, October 21st
🇰🇷 Are Korean Stocks The Next Big Thing?: 1pm UK time, October 22nd
🚀 How to Assess Winning DeFi Projects: 6pm UK time, October 28th

❤️ Share with a friendYour Referrals: 0

Thanks for reading Reader. If you liked today's brief, we'd love for you to share it with a friend. If they sign up on your unique link, you’ll earn some sweet swag.

Share your unique link:


You stay classy, Reader 😉

We’d love to hear your thoughts. Give feedback

Want to advertise with us too? Get in touch

Image Credits:

Image credits: rawf8 - Shutterstock | Thinnapob Proongsak - Shutterstock


Update your email or change preferences

View in browser

Unsubscribe from all Finimize Emails


Crafted by Finimize Ltd. | Third Floor, 1 New Fetter Lane, London, EC4A 1AN, UK.

All content provided by Finimize Ltd. is for informational and educational purposes only and is not meant to represent trade or investment recommendations. You signed up to this mailing list at finimize.com or through one of our partners. © Finimize 2021

View Online

Older messages

⚡️ China hogs the global phone charger

Wednesday, October 6, 2021

Tesco leaves yesteryear behind | Energy this, energy that | TOGETHER WITH Hi Reader, here's what you need to know for October 7th in 3:13 minutes. 💼 There's more to WFH than doing your laundry

🥃 Pepsi gets sophisticated

Tuesday, October 5, 2021

We're getting notes of... Pepsi | China's crackdown claims its next victim | TOGETHER WITH Hi Reader, here's what you need to know for October 6th in 3:10 minutes. 🚀 We're launching a

✌️ Britain's biggest buyout in years

Monday, October 4, 2021

Morrisons finally gives us an answer | Volvo arrives in style | TOGETHER WITH Hi Reader, here's what you need to know for October 5th in 3:11 minutes. 💉 If ever there was a time the world needed

📈 You feel down, markets go up

Sunday, October 3, 2021

Yup, inflation's still a thing | Big deals mean big fees | Finimize Hi Reader, here's what you need to know for October 4th in 3:07 minutes. 💰 How do you stake crypto? Why should you stake

😉 The UK proves its haters wrong

Thursday, September 30, 2021

The UK stuns economists everywhere | Be kind, don't rewind | Finimize Hi Reader, here's what you need to know for October 1st in 3:05 minutes. 🎬 Move aside Kardashians: keeping up with China is

Weekly Wrapup - The devil is in the details

Saturday, October 16, 2021

Finshots Weekly Wrapup - The devil is in the details In this week's wrapup, we talk about the credit rating agencies, Air India, and this year's Nobel prize winners. But if you want to check

China breaks the silence

Friday, October 15, 2021

View in browser Bloomberg It was another big day for the booster debate. A key advisory panel recommended US regulators approve an extra shot of the Johnson & Johnson Covid-19 vaccine. It brings

FTT Update: Tell Me You Believe In Web 3 Without Telling Me You Believe In Web 3

Friday, October 15, 2021

​ ​ ​ Hi all, Julie here. Wow, so much to put in the intro today. First, while we cover crypto news here, it's not enough. That's why we're launching a sister publication, Crypto Tonight!

💸 Money Cheat Sheet: How’s Your Self-Care?

Friday, October 15, 2021

Financial self-care, that is. Here are 31 ideas. ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌

Trillions: The Rise of Passive

Friday, October 15, 2021

How The Asset Management Industry Got Disrupted ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌

It's not a buyer's or a seller's market in housing: It's a builder's market

Friday, October 15, 2021

America needs homes, but builders aren't rushing. "People want an oversupplied market, and we just don't do that in America," an expert told Insider. View in browser Business Insider

FedEx: Two Bets on Network Effects

Friday, October 15, 2021

Plus! Aging Into Owning the Metaverse; Fake Reviews; Ads and Addicts; Coal; Diff Jobs ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌

FTT: Introducing Crypto Tonight 🚀

Friday, October 15, 2021

​ ​ Hi everyone! Ian here, it's been a minute. I'm really excited to announce our first sub brand at Fintech Today—Crypto Tonight, a new weekly publication focused on the intersection of Crypto

The Daily StockTips Newsletter 10.15.2021

Friday, October 15, 2021

I've Scanned the Market for what I Consider the Best, Safest, & Most RELIABLE Profit Opportunities! (Paid Subscriber Service) ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌

Payments crazy for cannabis — 'Boomerang employees' — Youngkin chats Carlyle

Friday, October 15, 2021

View in browser Insider Finance Insider Finance Subscribe Welcome to Insider Finance. If this was forwarded to you, sign up here. Plus, download Insider's app for news on the go – click here for