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Hi Reader, here's what you need to know for October 25th in 3:06 minutes.

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Today's big stories

Manufacturing activity in France and Germany slowed this month, as shortages continue to bite
Your investments are becoming too important to ignore – Read Now
Intel reported mixed results, so the chipmaker wouldn’t mind some of its old customers back

Shift Happens

What’s Going On Here?

Data out on Friday showed that activity in France and Germany’s manufacturing sectors declined in October, as the countries clock off early while there’s still work to be done.

What Does This Mean?

France and Germany’s manufacturers are stuck in a vicious cycle these days. There aren’t enough parts and materials to go around, which either means they have to fork out extra or can’t make the products they need, period. And while they can pass any higher costs on, that’s only been encouraging their customers to delay or cancel their orders. That’s left manufacturers with no choice but to cut down production, creating even more shortages. All this has taken a particular toll on France and Germany: October data showed that manufacturing activity in Europe’s two biggest economies has fallen to its lowest level since the start of the pandemic.

Why Should I Care?

The bigger picture: There might not be a right move.
The European Central Bank – which is set to meet next week – is under more and more pressure to curtail rising prices by raising interest rates. But some economists are worried that any rate hikes could end up slowing down the region’s recovery even more, if not derail it completely. If the central bank was hoping for data that’d make its decision easier, then, this ain’t it.

Zooming out: No one’s safe from shortages.
Even social media companies are feeling the effects of supply chain issues: Snapchat warned last week that advertisers are spending less on the platform since they can’t get their hands on products to sell in the first place. Well, that and the fact that Apple’s stringent new privacy settings are forcing companies to rethink their ad strategies altogether. That might be why investors sent its stock down 25%, and why Facebook and Twitter – both of which are set to report their earnings soon – saw theirs fall too.

You might also like: Here are five ways to keep inflation from giving your portfolio a nasty knock.

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Analyst Take

How To Transform Your Investing Clout Into Meaningful Change

Andrew, Analyst

What’s Going On Here?

The COP26 climate change summit kicks off next week, and you can bet there’ll be plenty of discussion about how to get companies on side.

But when you’re just one investor, it can feel like all the power is out of your hands.

Not quite, says Morgan Stanley’s Chief Sustainability Officer Audrey Choi, who thinks there are “so many different vectors along which you can have an impact”.

In fact, Audrey says the shift toward sustainability is already “undeniable”, with one out of every three dollars under management devoted to ESG investments.

And as investors look for more new ways to have a targeted impact, the industry – and the companies it invests in – is being challenged to step up.

So that’s today’s interview: Audrey Choi on why companies can’t ignore you anymore, and how you can better effect change with your money.

Read or listen to the Insight here

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