Finimize - 🌾 This food crisis won’t fix itself

Hi Reader, here's what you need to know for April 11th in 3:01 minutes.

🚀 Blockchain is revolutionizing transactions and opening up a new world of investment opportunities while it’s at it. So join Superfluid Finance’s Francesco Renzi for How Investors Can Profit From Real-Time Payments on Monday, and discover the very best of them. Grab your free ticket

Today's big stories

Global food prices hit a record high
Our analyst has looked into whether now’s a good time to buy a home – Read Now
The UK government announced new rules to boost EV production in the country

Unamused Bouche

What’s Going On Here?

Fresh data out from the United Nations (UN) on Friday showed that food prices jumped to a record high last month.

What Does This Mean?

The world’s been getting hangry about food prices for a while now: harvests were disrupted by bad weather last year, and those dwindling supplies haven’t kept up with the post-lockdown bounceback in demand. But the Ukraine war has poured fuel on the fire: the country is the top exporter of sunflower oil in the world, and accounts for around 30% of the global wheat trade alongside Russia. That’s to say nothing of the damage the conflict has done to global trade more broadly. Put it together, and a UN index that tracks global food prices climbed 13% higher last month than the month before – meaning it’s now jumped more than 50% since mid-2020.

Why Should I Care?

Zooming in: The US is mealy-mouthed.
The UN has been vocal about the fact that the situation could get even dicier, especially now that some countries are limiting exports so they can feed themselves. The US, for its part, has floated the idea that Australia and India would be able to cover around half as much of Ukraine and Russia’s wheat output if they just upped exports. As for what it’s planning to do, the country’s reportedly thinking about the possibility of investing something sometime, maybe?

The bigger picture: Cheap and not-so-cheerful.
Brits are feeling the effects: data out last week showed that UK grocery spending was lower last month than it was in March 2021. Shoppers are swapping big-name brands for cheaper alternatives too, with sales of white-label goods on the rise. That might be why Lidl and Aldi – two German discount stores that have made waves in the UK specializing in own-brand products – were among the only retailers to gain market share last month.

You might also like: How the Russia-Ukraine crisis is impacting your portfolio.

Copy to share story: https://www.finimize.com/wp/news/unamused-bouche/

🙋 Ask a question

Analyst Take

Is Now A Good Time To Buy Your Dream Home?

Stéphane Renevier, Analyst

What’s Going On Here?

US homebuyers have been in a buying frenzy since the Covid recovery.

New homeowners have had to shell out $420 more a month for a median-price home (roughly $405,000), at a time when food and gas prices are already pushing budgets to the brink.

And now, mortgage rates are on the rise too: they’ve just seen their biggest three-month gain since 1987, with the 30-year fixed rate rising from just above 3% in February to 5% today.

But that could look like small potatoes soon enough, so you’d be forgiven for wanting to buy in even if house prices are pretty dizzying.

So that’s today’s Insight: should you buy your dream home, or should you wait a while?

Read or listen to the Insight here

You’re the landlord now

You’ve spent years building up your portfolio, and suddenly inflation could tear it all down.

So consider real estate investing: the price of rent – like everything else – is on the rise, which means more passive income for a building’s investors.

And with RealtyMogul, you’ll be able to compare and invest in different real estate opportunities based on your own investing criteria.

You’ll never be left in the dark, either: you can call up your own RealtyMogul Investor Relations member whenever you have a question about your investments.

RealtyMogul’s members have already invested over $850 million: join them today.

Discover Commercial Real Estate

Modernized Life Is Rubbish

What’s Going On Here?

The UK government said last week it’s introducing new rules in a bid to make half of all new cars in the UK electric by 2028, but its infrastructure could do with an update first…

What Does This Mean?

The UK government said two years ago that it’d be banning the sale of new petrol and diesel cars from 2030, and this move should help it get there: it’s introducing China-style rules that’ll force carmakers to make 22% of their output fully electric by 2024, 52% by 2028, and 80% by 2030. But some industry organizations are calling for more relaxed targets – not least because there’s not much talk of actively incentivizing British customers to actually buy EVs. They’re also not convinced there’ll be enough charging stations across the UK to power them – a shortfall that’s long been putting off potential electric converts in the country.

Why Should I Care?

The bigger picture: Did you forget something else?
The UK government’s latest plan is focused squarely on fully electric cars, but it hasn’t said anything about hybrids. That’s left hybrid specialists like Toyota wondering if they’ll even be able to sell them to British customers after 2030, which might be why the world’s biggest carmaker has threatened to stop investing in its UK-based carmaking plant – one of the biggest in the country.

Zooming out: Join in or lose out.
Government-led EV initiatives – of which there are more and more each year – do seem to be working: data from Bloomberg out on Friday showed there were around 16 million EVs on the world’s roads by the end of last year – up from just 1 million in 2016 (tweet this). And since Bloomberg thinks emerging markets will end up embracing EVs too, it now reckons that this figure could hit 71 million by 2025 – 10 years ahead of previous forecasts.

You might also like: What investors are getting wrong about the EV market right now.

Copy to share story: https://www.finimize.com/wp/news/modern-life-is-rubbish/

🙋 Ask a question

💬 Quote of the day

“We must not allow other people’s limited perceptions to define us.”

– Virginia Satir (an American author and psychotherapist)

Tweet this

Not today, Arnie

The phrase “robo-advisor” might make you think of the Terminator.

But Moneyfarm specializes in technology that’ll help you take over the markets, not the world.

Moneyfarm’s robo-advisor just automates the bits of investing that don’t need a human touch, which cuts down the costs you’d pay elsewhere for wealth management.

But it’s Moneyfarm’s expert advisers who personally monitor the markets daily, update your portfolio accordingly, and help you make big decisions when you come to them.

Moneyfarm’s smart algorithm can match you with the right portfolio in just five minutes: discover tech with a human touch.

Find Out More

With investing, your capital is at risk.

When you support our sponsors, you support us. Thanks for that.

🌎 Finimize Live

🥳 Coming up this week…

(All events given in UK time)

💰 How Investors Can Profit From Real-Time Payments: 6pm April 11th
🧑‍💻 Strategies To Find The Best Web3 Projects and DAOs: 5pm April 12th
♻️ Investing Opportunities Beyond Wind And Solar: 1pm April 13th
🧠 How To Master The Investor Mindset: 6pm April 13th
🚀 How To Invest In The Space Economy: 1pm April 14th
🚑 How To Invest In Insuretech: 6pm April 14th

🤯 And after that…

💰 Understanding Use Cases To Generate Crypto Wealth: 6pm April 20th
👷‍♀️ How To Protect Your Portfolio: 1pm April 21st
📈 How To Identify High-Growth Metaverse Stocks: 6pm April 21st
🌍 2022 Macro And Fixed Income Opportunities: 1pm April 22nd
🎙 Live Crypto Community Q&A: 5pm April 22nd
💸 Top Crypto Investing Strategies: 5pm April 25th
🪐 An Impact Investor’s Guide to Web3: 6pm April 28th
🎙 Live Crypto Community Q&A: 5pm April 29th

🎯 On Our Radar

You gotta shape up. Especially your arms, according to Kim Kardashian.
Zuckerberg hasn’t seen a home office in a while. His version of one didn’t quite hit the mark.
The internet mocked Britney Spears’ Instagram. Look deeper though, and you might see something different.
This guy’s promoting a new kink. It might just be the purest, most romantic one of all.
The food industry’s leaving a bad taste in people’s mouths. Maybe it’s time to fix it.

❤️ Share with a friend

Your Referrals: 0

Thanks for reading Reader. If you liked today's brief, we'd love for you to share it with a friend. If they sign up on your unique link, you’ll earn some sweet swag.

Share your unique link:

https://finimize.com/invite/?kid=177ZWC

You stay classy, Reader 😉

We’d love to hear your thoughts. Give feedback

Want to advertise with us too? Get in touch

Image Credits:

Image credits: bonchan - Shutterstock | Tomas Marek - Shutterstock

Preferences:

Update your email or change preferences

View in browser

Unsubscribe from all Finimize Emails

😴

Crafted by Finimize Ltd. | Bow Bells House, Bread Street, London, EC4M 9HH

All content provided by Finimize Ltd. is for informational and educational purposes only and is not meant to represent trade or investment recommendations. You signed up to this mailing list at finimize.com or through one of our partners. © Finimize 2021

Key phrases

two German discount stores Commercial Real EstateModernized Life RealtyMogul Investor Relations member different real estate opportunities big storiesGlobal food prices biggest threemonth gain enough charging stations potential electric converts UK grocery spending global wheat trade

Older messages

☀️ Solana's ready for a comeback

Thursday, April 7, 2022

Nothing can stop Berkshire now | Europeans won't shop | TOGETHER WITH Hi Reader, here's what you need to know for April 8th in 2:57 minutes. 📈 The war in Ukraine is shifting all the time. Join

⚔️ JetBlue's outbidding Frontier

Wednesday, April 6, 2022

The Fed's getting concerned | JetBlue's outbidding the rest | TOGETHER WITH Hi Reader, here's what you need to know for April 7th in 3:11 minutes. 💭 This isn't a fantasy, there really

🌍 Save the planet, invest in miners

Tuesday, April 5, 2022

Miners need more cash | AMD's making a massive deal | TOGETHER WITH Hi Reader, here's what you need to know for April 6th in 3:08 minutes. 🏡 Just think of all the times you've envied your

💪 Tesla delivers

Monday, April 4, 2022

Tesla's getting even bigger | Shein's stealing the fashion show | TOGETHER WITH Hi Reader, here's what you need to know for April 5th in 3:07 minutes. 📈 Crypto looks like it's on the

📉 Okay, here comes the recession

Sunday, April 3, 2022

The US has jobs to spare | Everyone say, "no deal" | TOGETHER WITH Hi Reader, here's what you need to know for April 4th in 3:17 minutes. 🌊 The new wave of the internet is about to roll

The Daily StockTips Newsletter 10.25.2021

Monday, October 25, 2021

I've Screened the Market for what I Consider the Best, Safest, & Most RELIABLE Profit Opportunities! (Paid Subscriber Service) ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌

Fifteen killed in elementary school

Tuesday, May 24, 2022

Bloomberg Evening Briefing View in browser Bloomberg Fourteen students and one teacher were killed in a mass shooting at an elementary school in Texas on Tuesday. The shooter, said by authorities to be

🤞 How not to invest in the next Luna

Tuesday, May 24, 2022

Zoom drinks, anyone? | No one wants to advertise with Snap | TOGETHER WITH Hi Reader, here's what you need to know for May 25th in 3:04 minutes. 🚗 Get in loser, we're going shopping. Join Nimy

🔦 Opinionated: Hope in Weird Times

Tuesday, May 24, 2022

Plus, how burnout affects your money. ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌

401(k) Savings Rates Are at an All-Time High

Tuesday, May 24, 2022

If a Bear Market Is Coming, What Should Investors Do Now? May 24, 2022 Today is a new day for this newsletter, but that sentiment could be a metaphor for retirement, too. Every new day is an

Get ahead of future tech layoffs as a job seeker

Tuesday, May 24, 2022

It's graduation season. Over the past couple of weeks, some 2 million... Read on Insider.com INSIDER INSIDER Subscribe INSIDER FEATURED ARTICLE ENTERPRISE I'm a recruiter. Here are the 3

Meet Jared Birchall, Elon Musk's right-hand man and polar opposite

Tuesday, May 24, 2022

The ex-Morgan Stanley banker's loyalty has few limits, from helping finance the Twitter buy to hiring a PI. View in browser Business Insider Business Insider Business Insider Subscribe Business

The Daily StockTips Newsletter 05.24.2022

Tuesday, May 24, 2022

I've Screened the Market for what I Consider the Best, Safest, & Most RELIABLE Profit Opportunities! (Published 7:30 AM ET MON-FRI) ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌

Ukraine pitches Davos

Monday, May 23, 2022

Bloomberg Evening Briefing View in browser Bloomberg A diplomat in Geneva quit over Moscow's three-month war on Ukraine in a rare public protest by a Russian government official. A court in Kyiv

🔒 Xpeng is trapped

Monday, May 23, 2022

Broadcom goes all Gwyneth | Xpeng isn't going anywhere | TOGETHER WITH Hi Reader, here's what you need to know for May 24th in 3:04 minutes. ⚖️ There's more to a digital portfolio than one

Wow, your future looks fun

Monday, May 23, 2022

Here's a free workshop when you fund your account! ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌