Z's 3-in-3 • How to protect yourself from inflation • This drink can help you live longer • 30 stunts in 1 minute

By Zvonimir Fras • Issue #19 • View online

Smart. Entertaining. Helpful. 3 things in 3 minutes.

Because you have things to do.

How to protect yourself from inflation
This drink can help you live longer
30 stunts in 1 minute

Money is a touchy subject. Consider everything you read here “for entertainment purposes” and “not financial advice”. Do your own research. Invest what you can afford to lose.

Thing 1 - How to protect yourself from inflation

When I was a kid, I was a billionaire. And so was everybody else. High fives all around the tres comas club 🙏

“Seek wealth, not status.” comes to mind.

But enough about me - what do you need for financial independence? And how do you protect those things from inflation?

You need to earn money, save it and invest it.

Inflation affects all of these.

Get more money in

Inflation means everything becomes more expensive.

Companies have higher expenses, so they cut costs. Your job can be the cost they cut.

Be the best at what you do
Find other streams of income

Keep more money

Your money will be worth less.
Your salary won’t grow as fast as inflation.

→ You’ll be able to afford less than you used to.

Cut the expenses you don’t need.

One of the great defenses - if you’re worried about inflation - is not to have a lot of silly needs in your life.

- Charlie Munger

If you buy things you do not need, soon you will have to sell things you need.

- Warren Buffett

Invest the money or have it eaten by inflation

Invest in companies that are “immune to inflation”. Da heck?

Can they raise prices without reducing the demand?
Do they need to increase capital to increase earnings?
Do they borrow money in a smart way?

You’ll want the answers to be YES, NO, YES.

Borrowing money during hyperinflation

Let’s say you want to buy a house. You go to the bank and get a 20 year mortgage for 95% of the price of the house. You scrape everything you have for the 5% down-payment.

You sign the papers and get the keys. Congrats, you’re a homeowner!

You throw a party and meet new neighbors.

The first installment comes and you go hungry for a week to make the payment.

Lucky for you, hyperinflation is in town. The next installment is easier. You don’t even feel the one after.

9 months in, you pay the rest of your mortgage, including the early payment penalties, without blinking.

This is, in part, why some people who lived through hyperinflation miss “the good old days”.

This is just a snippet of a beast of a topic. Which part do you want covered in more detail?

(source 1, source 2)

Thing 2 - This drink can help you live longer

Matcha a.k.a. Japanese ceremonial green tea is powdered Camellia sinensis.

Matcha tea preparation by Alice Pasqual

When the damsel Camellia is distressed it produces survival molecules (like epigallocatechin gallate). When you ingest them, they boost your survival enzymes to fight aging and disease.

Benefits

Antioxidant and anti-inflammatory
Heart health
Weight loss
Brain health

Taking too much can kill you, so don’t overdo it. Consult your doctor, etc.

Best way to prepare it

Use organic ceremonial grade powder
Add to very warm (not boiling) water
Add stevia for sweetness (optional)
Avoid honey and other sugars

(source 1, source 2, source 3)

Thing 3 - 30 stunts in 1 minute

All for a deodorant ad.

It’s saying “you can do all this without breaking a sweat”.

Must be because all the fires dry it out? 🤪

Rexona-Stunt City - directed by Ivan Zacharias (1 min)

(source 1, source 2)

Men in Stunt City might not need sleep. I do.

Cheers, Zvonimir

Did you enjoy this issue?

By Zvonimir Fras

Smart. Entertaining. Helpful. 3 things in 3 minutes.
Because you have things to do.

And reading long email ain't one of them.

3-in-3 started as a weekly email I blast to a select group of my smart friends. And now you can get in on the action.

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Zvonimir Fras, 800 Steeles Ave. W, #B10182 Thornhill, ON, L4J 7L2

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Older messages

Z's 3-in-3 • How to use meditation & adrenaline to improve your memory • Little known superhuman from Bajau tribe • The highest compliment

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