💸 Money Cheat Sheet: Your Top 16 Investing Q’s

This week’s money mood: Finally, some answers

Question: If we (grudgingly) accept all this recent market volatility as our current reality, what’s next?

People (👋) say you should invest early and often … but what about, like, right now? Doesn’t all that usual advice change when we’d rather get root canals than check our 401(k) balances? What about bonds? What about gold? Should you just … pause?

As always, you ask, we answer. Our coaches and investing team have fielded a lot of (good) investing questions over the past few months, and we’ve rounded up the most common ones below.

Right there with you,

Deedi Brown, she/her
Senior Editor

A speech bubble that reads “Investing during a downturn?” Illustration.

16 common Q’s about investing in a downturn

How long will the markets take to recover? Is it possible to lose everything? We’ve got all your urgent questions about what it means to be an investor right now covered.

GET PEACE OF MIND >

Three boxes with large coins in each. A hand reaches down from above to place a dime in the middle box. Collage.

Brush up on the basics: Diversification

Your five-minute explainer on why spreading your investments around is key when the markets are volatile — and all the time (also: what that even means).

GET REFRESHED >

A woman scratches her chin as she considers an array of icons, including a dollar sign, a question mark, several pie charts and graphs, a calculator, and more. Illustration.

Do multiple investing platforms = diversification?

Diversifying across asset classes: good. Diversifying by having more than one person investing your money? Ehhh.

EXPLAIN THAT >

Ellevest CEO Sallie Krawcheck, wearing a collared white shirt and collarless leather jacket, sits smiling on a stool with her hands folded on her knee in front of a peach backdrop. Video still.

“Market ups and downs are driving me up a wall!”

Can’t stop checking your portfolio balances? Take a minute (literally, 60 seconds) and let Sallie snap you out of it.

ASK SALLIE >

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Workshop Alert: 2 Fast 2 Investing

You know the basics. Now shift your knowledge into high gear with our level 2 workshop, this Monday at 6 PM ET.

SAVE YOUR SEAT >

$$ win of the week

“In spring 2021, I was unhappy in my job at a company I’d been with for nearly a decade — felt overlooked, underappreciated, etc. After leveraging an external job offer to negotiate a significant raise and position change, I dared to dream even higher and set a goal of reaching director status by the end of the year. Finally last week my company agreed to promote me to director and raised my salary even higher to six figures, something I never thought about achieving until recently. Today I am making double what I was making since that fateful spring and am in a role where I am leading and thriving.” 👏

— Raissa, an Elle Raiser from Chicago, IL

We love to see it! Tell us about a money win you’re proud of.

Links that make cents


•	Some possible good news and bad news about pay raises in this economy.
•	Speaking of investing during a downturn, the WSJ talked to some people who are looking at this as an opportunity to invest while stocks are “on sale.”
•	This won’t come as a shock to Ellevest readers: The World Economic Forum reports that inflation woes are affecting women the most.
•	Experts initially predicted that last week’s inflation report (spoiler: it was up 9.1% in June) would inspire the Fed to hike interest rates a full 1% at their meeting next week, but now it’s looking like they’re going to play it (a little) safer.
•	“lmao what’s a google” — Gen Z’s kids in a few years, probably.

If you’re looking for a sign, this is it.

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This week’s newsletter was brought to you while upstairs combing our hair. Forward it to your friends who are gonna be the prettiest girls at the party.

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DISCLOSURES

All opinions and views expressed by Ellevest are current as of the date of this writing, for informational purposes only, and do not constitute or imply an endorsement of any third party’s products or services.

The information provided should not be relied upon as investment advice or recommendations, does not constitute a solicitation to buy or sell securities and should not be considered specific legal, investment or tax advice.

The information provided does not take into account the specific objectives, financial situation, or particular needs of any specific person.

Investing entails risk, including the possible loss of principal, and there is no assurance that the investment will provide positive performance over any period of time.

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Key phrases

multiple investing platforms recent market volatility good investing questions current volatilemarket reality

💸 Money Cheat Sheet: Your Top 16 Investing Q’s

This week’s money mood: Finally, some answers

16 common Q’s about investing in a downturn

Brush up on the basics: Diversification

Do multiple investing platforms = diversification?

“Market ups and downs are driving me up a wall!”

Workshop Alert: 2 Fast 2 Investing

$$ win of the week

Links that make cents

If you’re looking for a sign, this is it.

This week’s newsletter was brought to you while upstairs combing our hair. Forward it to your friends who are gonna be the prettiest girls at the party.

Key phrases

Older messages

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