NEW YEAR, NEW GOALS

Leave financial stress behind in 2025

A new year should feel like a fresh start. But it often doesn’t. Despite your best efforts, you carry with you all the baggage from the year before. Like stressing over your finances, which can feel out of control after the holidays.

And look, there’s a lot in life you can’t completely control. Like the weather. Or health emergencies. Or who sits in the Oval Office.

But money should never be on that list.

No matter what the disorder of the day is, you should feel a sense of control over your money and financial future. You deserve that.

When you have control over your money, you have control over how you respond to the chaos of everyday life. You have the resources you need to weather whatever storms come your way. You have the confidence you need to make difficult (or decadent) financial decisions.

When you have control over your money, it becomes a source of power — not stress. And we’re here to help you feel in control.

One of the easiest ways to start feeling good about money is by investing a little bit out of your paycheck each month. And when you set up autodeposits, you barely have to think about it.

This way, you can rest easy knowing that your money is working hard for you. And you’ll finally get that “fresh start” feeling you’ve been looking for.

Start investing with Ellevest

LET’S TAKE IT STEP BY STEP

Overcoming money stress can feel overwhelming, but not when our financial planners break it down.

Read our advice >

GET PREPPED FOR THE YEAR AHEAD

A *free* live, virtual workshop to help set yourself up for success with your finances in 2025.

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What’s your vibe this year?

NEW! Planning for Your Dream Retirement: Is 2025 the year you make retirement planning a priority? Our financial planners show you how to do that in this refreshed workshop.
JANUARY 7 @ 5 PM ET: Save your spot
Budget How-To: Get help finding a spending plan that works for your real life in this live, 45-minute workshop.
JANUARY 8 @ 5 PM ET: Sign up
All About Financial Planning: Learn all about the benefits of financial planning (and how we do it differently at Ellevest).
JANUARY 16 @ 7 PM ET: Sign up for free

New year, new links

📝 2025 VISION BOARD: “As I’ve become older, I’m learning more about what grace really means, and what it means to be able to bring a slice of joy to somebody. At the end of the day, I’d like to think, ‘What did I do today that was beneficial for somebody?’ I know I can’t change the world, save the world, but I believe if all of us scratch hard enough in the same little spots where we occupy time, where we live, play and die, that we can effect change.” Read more wisdom from poet laureate Jaki Shelton Green.
🪴 A STYLE ALL HER OWN: MacKenzie Scott gave away a total of $2 billion to nearly 200 organizations across the US in 2024. Read about her unique way of distributing wealth.
🫶 CHANGE IS COMING: Head of Ellevest Wealth Management Emily Green explains why we’ve never seen this kind of change in our lives, or in our grandmothers’ lives, on Bloomberg Wall Street Week (at the 7-minute mark).

This newsletter was brought to you while tipping our hats to this great-grandma. Forward it to your friends who need to know it’s never too late to reach their dreams.

DISCLOSURES

Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

The “PLANAHEAD” promotional offer (the “Promotional Offer”) is offered to those who sign up for a monthly Ellevest plan on or before 11:59 PM EST on 1/31/2025 (the “Promotional Period”). This Promotional Offer cannot be applied to an annual Ellevest plan or existing Ellevest plan, and is only available to new Ellevest clients. This Promotional Offer is not valid in conjunction and cannot be combined with any other offers or promotions. Clients who enroll for a monthly Ellevest plan will pay no monthly Ellevest fee for the first month of their plan period, starting on the date the Ellevest Plan Terms and Conditions Agreement is acknowledged (the “Effective Date”). After 1 month from the Effective Date, the applicable fees for the Ellevest plan will be reinstated.

Ellevest reserves the right to refuse to award you the Promotional offer if it determines, in our sole discretion, that the promotion was claimed under wrongful or fraudulent circumstances, that your participation is against the spirit of the program, that making payment would constitute a violation of your Ellevest Plan Terms and Conditions Agreement or applicable federal or state law, or that incomplete or inaccurate information was provided. Ellevest reserves the right to end or modify any promotion at any time.

Ellevest fees and additional information can be found at www.ellevest.com. Other fees as described in Ellevest’s ADV Part 2 and the Ellevest Plan Terms and Conditions Agreement will continue to apply.

All opinions and views expressed by Ellevest are current as of the date of this writing, are for informational purposes only, and do not constitute or imply an endorsement of any third party’s products or services.

Information was obtained from third-party sources, which we believe to be reliable but are not guaranteed for accuracy or completeness.

The information provided should not be relied upon as investment advice or recommendations, does not constitute a solicitation to buy or sell securities, and should not be considered specific legal, investment, or tax advice.

The information provided does not take into account the specific objectives, financial situation, or particular needs of any specific person.

Investing entails risk, including the possible loss of principal, and past performance is not predictive of future results.

Ellevest, Inc. is a SEC registered investment adviser. Registration with the SEC does not imply a certain level of skill or training. Ellevest fees and additional information can be found at www.ellevest.com.

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