Hello there! It's Dan DeFrancesco in New York. We're almost to the weekend. Hang in there. 

Today we've got stories on the top places business students want to work (hint: it's not Wall Street), how Twitter is looking to get a little risqué, and what life is like in one of the most luxurious places in the world. 

But first, survey says...

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1. The kids are alright.

Would you like to get inside the mind of Wall Street's junior bankers?

Lucky for you, you don't have to spend a night in Murray Hill to get the inside scoop.

Insider's Emmalyse Brownstein got her hands on recruitment firm Odyssey Search Partners' survey of first-year investment banking analysts. 

The data, which includes responses from more than 1,000 junior bankers between November 2021 and January 2022, is chock full of nuggets.

There's a breakdown of their backgrounds. (White, heterosexual males still dominate the field.) What they like and don't like about their jobs (more hands-on experience, less mundane tasks). And which banks they enjoy the most, and least, working at. (You might be surprised on this one.) 

What stood out for me was a question on whether they would be willing to leave their IB positions before their program ended. 

A quick refresher: Investment bank analysts typically spend two to three years at their firms before moving to another job — like private equity —or getting an MBA. 

More than half of respondents (52%) said they'd be willing to leave their current job ahead of schedule compared to the 48% who said they'd prefer to complete the IB program. For comparison, around 42% said they'd be willing to jump ship early in 2019 and 2020. 

Now consider what we know about how this generation of junior bankers doesn't mind pushing for change and bucking the norm. Could we see the traditional IB pipeline break down in some ways? 

It's true junior bankers aren't drumming up new business for banks. But they still play a critical role, doing the behind-the-scenes work needed to get deals done. Disrupting that talent pipeline — something we saw briefly last summer — has serious knock-on effects.

Click here to check out 13 of the most interesting data points from a survey of first-year investment banking analysts. 

In other news:

2. A former top Google executive just launched a startup pitching itself as a digital family office. Caesar Sengupta, who was Google's payments chief before leaving in 2021, has launched a fintech that will broaden access to the type of investments typically reserved for only the wealthiest people. Find out more about the fintech, which he described as a next-generation robo-advisor.  

3. Business students don't want to work on Wall Street. Almost 90,000 business students from around the globe were surveyed on the top employers they would most want to work for. Only two banks cracked the top 10. Check out the full list of the top 30 companies. 

4. Twitter might be looking to get a bit spicy. Elon Musk hasn't wasted time coming up with ways to drive more revenue at the social-media platform. One idea is reportedly around creating so-called "paywalled video" that could be similar to OnlyFans. Here's what we know about the new feature and why some are skeptical it will work. 

5. It turns out pets are the real culprits behind no one wanting to go back into the office. A survey found the majority of workers cited man's best friend as a reason they were opting for remote work.  Cats, of course, are another story. 

6. Washington Commanders owners Dan and Tanya Snyder say that they have hired Bank of America to explore "potential transactions" involving the team. BofA previously oversaw Steve Ballmer's purchase of the LA Clippers in 2014. While Dan Snyder has long been a target of criticism, the latest news comes following an ESPN story whereby Snyder reportedly told close associates he could "blow up" other NFL owners with the secrets he had. 

7. HSBC's CFO wasn't willing to wait around. Ewen Stevenson told the bank's board he wanted the top job, but wasn't given a timeline or even a guarantee that he would take over for CEO Noel Quinn, which led to his decision to leave the company at the end of the year, The Wall Street Journal reports. 

8. Jack Ma's former special assistant has a book with details on Alibaba's management ethos. Brian A. Wong, who was Alibaba's first American employee, explains how the company's approach could be applied in other businesses in his book "The Tao of Alibaba: Inside the Chinese Digital Giant That is Changing the World." Read our review of it here. 

9. Neobank Chime is reducing its headcount by roughly 12%, The Information reports. The fintech, which was valued at $25 billion last year, was considered a prime candidate to go public heading into 2022.

10. You might be rich, but are you Monaco rich? The so-called "billionaire's playground" has the highest GDP per capita in the world. Here's 12 signs of over-the-top luxury that stood out during one reporter's recent trip. 

Keep updated with the latest business news throughout your day by checking out The Refresh from Insider, a dynamic audio news brief. Listen here.

Edited by Jeffrey Cane (tweet @jeffrey_cane) in New York and Hallam Bullock (tweet @hallam_bullock) in London.