Welcome back! Dan DeFrancesco in NYC, and we've uncovered perhaps the most-important personality test of our time. (I'd go with number five, for the record.)

Today, we've got stories on why single-family rentals aren't the bonanza they once were for investors, where all the billionaires live, and what bartenders really think of you.

But first, you are now cleared for take off. 

If this was forwarded to you, sign up here. Download Insider's app here.

1. I'm leaving on a jet plane.

What's the travel schedule of the CEO of one of the most powerful banks in the world?

Let me show you.

Insider's Dakin Campbell compiled flight data on Goldman Sachs' two private planes from the beginning of 2022 through March of this year. 

Tracking the flight paths of the planes, which are almost exclusively used by Goldman CEO David Solomon and President John Waldron, offers insight into where the firm's top executives are spending most of their time on business.

Well, about that.

Much of the focus on Goldman's jets, as Insider has previously reported, has been Solomon's personal use of them. The bank has remained adamant that Solomon has always reimbursed it for the usage, but it also hasn't disclosed those specific details in previous proxy statements.

Dakin's story sheds light on the situation, mapping out everything from the most common flight paths of both planes to the days of the week they are used. 

Some of you might think this is all a bit nit picky. If Goldman and Solomon are playing by the rules, why does it matter?

To be clear, at least one of Goldman's own shareholders is also asking questions about these jets.  

And while I've written before about corporate jets being the scapegoat for excessive spending, that was moreso regarding business travel. 

Perhaps, most importantly, Goldman has also not had a great 12 months.

When the going is good, it's easy to overlook some things. But when you've conducted layoffs, offered disappointing bonuses, and posted uninspiring earnings, every dollar spent deserves some scrutiny. 

Even the money spent on free coffee for employees.

Click here for all the details on where Goldman's two private planes have flown since 2022.

In other news:

2. More on JPMorgan's ties to Jeffrey Epstein. Some of the bank's executives continued to meet with him despite JPMorgan previously stating it cut ties with Epstein in 2013, The Wall Street Journal reports. Read more here.

3. Single-family rentals aren't gold mines anymore. Big-time investors poured into the space during the pandemic. But those investments aren't looking so great thanks to falling rents and home prices and rising operating costs, among other factors. More on the issues in SFR.

4. The return of Michael Klein after his failed return. The famed dealmaker is working with Glencore on its deal for Teck Resources in the wake of his now-defunct plan to lead Credit Suisse's investment bank, Bloomberg reports. More on his reappearance here. And if you're unfamiliar with Klein, here's his backstory.

5. Goldman's top tech executive on the power of AI. Marco Argenti spoke about how generative AI has the potential to impact the "way we accumulate, codify and distribute knowledge." Check out the full video here.  

6. Where are all the rich people? Of the cities that hold the most billionaires, nine are in the US. The list includes some classic stomping grounds for the wealthy, along with newer locations. Check it out here.

7. New-look leadership at Centerview. The boutique investment bank has named its first-ever co-presidents, the Financial Times reports. Meet the new leaders who will work at the top with Centerview's cofounders.

8. The new hedge funds are coming. At least four new hedge funds could surpass $1 billion in assets under management, Bloomberg reports. And that's not even accounting for 2024. More here on the hedge-fund launches.

9. Working out for dummies. If you're just starting to hit the gym, take some advice from these personal trainers. Don't make these mistakes. (Also: No curling in the squat rack, please!)

10. Tell me how you really feel. Bartenders share some of the stuff they wish they could tell their patrons. Here's them sounding off.

Curated by Dan DeFrancesco in New York. Feedback or tips? Email ddefrancesco@insider.com, tweet @dandefrancesco, or connect on LinkedIn. Edited by Jeffrey Cane (tweet @jeffrey_cane) in New York and Hallam Bullock (tweet @hallam_bullock) in London.