Ellevest - The key to being a successful investor?

For investing, we assume this person begins with a balance of $1,200 and then adds $1,200 a year for 19 years into a taxable investment portfolio using Ellevest's Build Wealth goal. We assume this portfolio starts with a 91% allocation to the stock market, which gradually decreases over time to make the portfolio more conservative. Then we used a Monte Carlo simulation — a forward-looking, computer-based calculation in which we run portfolios and savings rates through hundreds of different economic scenarios to determine a range of possible outcomes. The results reflect a 70% likelihood of achieving the amounts shown or better, and include the impact of the legacy Ellevest Essential monthly membership fee ($12 per year), inflation, and taxes on interest, dividends, and realized capital gains.

For saving, we assume a beginning balance of $1,200, plus $1,200 a year for 19 years into a savings account with fluctuating interest rates. Then we used a Monte Carlo simulation — a forward-looking, computer-based calculation in which we run savings rates through hundreds of different economic scenarios to determine a range of possible outcomes. The results reflect a 70% likelihood of achieving the amounts shown or better, and include the impact of the legacy Ellevest Essential monthly membership fee ($12 per year), inflation, and taxes on interest.

Changing Ellevest membership plans affects investment fees and will also affect projected results.

The returns shown are model results only and do not represent the results of actual trading of client assets. The model performance has inherent limitations. Thus, the performance shown does not reflect the impact that material economic and market factors had or might have had on decision making if actual client money had been managed. Forecasts or projections of investment outcomes are estimates only, based upon numerous assumptions about future capital markets returns and economic factors. As estimates, they are imprecise and hypothetical in nature and are not guarantees of future results.

© 2023 Ellevest, Inc. All Rights Reserved.

The information provided is current as of the date of this writing and for informational purposes only. It should not be relied upon as investment advice or recommendations, does not constitute a solicitation to buy or sell securities, and should not be considered specific legal, investment, or tax advice.

Investing entails risk, including the possible loss of principal, and past performance is not predictive of future results.

Ellevest, Inc. is an SEC-registered investment adviser. Ellevest fees and additional information can be found at www.ellevest.com.