While other rates rise, these are dropping

With prices as high as they are, it’s hard to weigh the value of a kitchen remodel, bathroom upgrade or any other type of home renovation against the money it would take to get it done. Especially if you don’t have enough cash on hand to pay for the project outright. Personal loans provide fast access to funds — typically at a lower interest rate than credit cards — and can make financing your home upgrades much more practical. See Money’s list of the Best Personal Loans to find options with A+ BBB ratings, flexible loan terms and rates starting at 5.20% APR.