😬 Zoom's expensive call

Video call centers | Europe's lost billions |

Hi Reader, here's what you need to know for July 20th in 2:59 minutes.

👟 So you’re a hip young thing with a rad taste in the latest merch. Then you’ll think our Investing in Collectibles event on Thursday is seriously on fleek, and you’ll come out clued up on how to invest in the latest sneakers, streetwear, and more. Get your free ticket

Today's big stories

  1. Zoom announced its first major acquisition: the $15 billion purchase of cloud software provider Five9
  2. Our analyst runs through a strategy that brings you the combined benefits of both passive and active investing – Read Now
  3. Global levels of sustainable investment hit a record $35 trillion last year

Dialing In

Dialing In

What’s Going On Here?

Zoom Video Communications on Monday announced its biggest get-together yet: the ubiquitous teleconferencing provider is buying cloud computing firm Five9 for a cool $15 billion.

What Does This Mean?

Zoom shot to prominence during the pandemic as work-from-homers, far-off friends, and locked-down lovers all turned to its slick video-calling service. And Zoom’s revenue shot up too, more than quadrupling last year compared to 2019.

But with people now able to meet more in person, some investors are worried Zoom’s growth could, like the online quiz, become a thing of the past. That might be why Zoom’s first major takeover target is a cloud software provider that helps other companies run their online customer support operations – the sort of business that’s booming regardless of pandemic restrictions. The global “contact center” industry is worth $24 billion and counting – and joining forces should help both Zoom and Five9 better compete with large rivals like Amazon, Cisco, and RingCentral.

Why Should I Care?

For markets: An expensive call.
Zoom’s stunning 2020 saw its share price soar fivefold – and the company’s taking full advantage of this to fund its purchase of Five9. The “all-stock” deal will hand Five9’s current investors shares of Zoom instead in a swap that values the cloud company around 13% above what it was worth before the deal was announced. That may not sound like much – but it equates to more than 200x Five9’s forecast earnings this year.

Zooming out: Game on.
The Zoom news wasn’t the only merger deal announced on Monday. Italian fashion house Ermenegildo Zegna is listing shares in the US via a “reverse takeover” – while Chinese tech giant Tencent, the world’s biggest video game publisher, is continuing its foreign spending spree by buying UK game developer Sumo for $1.3 billion. That’s an achievement-unlocking 44% premium to the latter’s share price last week.

Copy to share story: https://www.finimize.com/wp/news/dialing-in/

🙋 Ask a question

2. Analyst Take

The “Best Of Both Worlds” Investment Strategy

What’s Going On Here?

With major US stock indexes near record highs, you may need to be more selective if you want to make money in the second half of 2021.

Luckily, there’s a technique that could help with that: the core-satellite approach.

This refers to a core of low-cost ETFs giving you diversified exposure to stock and bond markets, combined with a satellite of shorter-term trading ideas that stand to outperform.

Embracing the best of both worlds should give your portfolio enough structure to protect you from dangerous levels of risk – while simultaneously setting you up for some big gains.

So that’s today’s Insight: how to build a balanced, no-fuss portfolio that’ll see you through thick and thin.

Read or listen to the Insight here


Your investing toolkit

If you want to invest and grow your wealth, you’ll need a platform with the right tools.

One that gives you real control over your investments, helps you stay on track, and saves you time and money.

InvestEngine DIY is that platform. With the freedom to set your own investment strategy – and help sticking to it – you’ll have full power over your portfolio. Here’s how it works.

InvestEngine’s team has handpicked over 150 ETFs that provide great value and diversification. You’ll choose which ones you want to invest in – and set the weight you’d like invested in each.

As you add cash, it’ll be divvied up accordingly. And as markets move, you can rebalance your portfolio in one click.

Plus, it’s totally commission-free: get started with Invest Engine DIY today.

Get Started

Disclaimer: With investing, your capital is at risk. Investengine (UK) Limited is Authorized and Regulated by the Financial Conduct Authority FRN [801128]



What’s Going On Here?

As people wake up to the need for better stewardship of our planet, financial and otherwise, the dollars are pouring into sustainable investment – but the euros are a different matter.

What Does This Mean?

A report out this week from the Global Sustainable Investment Alliance reveals that the amount of money sustainably or responsibly invested across the world’s biggest financial markets hit $35 trillion in 2020. That figure isn’t just 50% higher than in 2016 – it also means that over a third of all professionally managed investments in North America, Japan, Australasia, and Europe are now targeting social or environmental goals.

Financial data giant Bloomberg reckons that global levels of sustainable investment could rise to $53 trillion by 2025 (tweet this). But some places are pulling their weight more than others: while sustainably invested assets increased 42% in the US between 2018 and 2020, they actually fell 13% in Europe.

Why Should I Care?

The bigger picture: Details matter.
European sustainable investment may have shrunk by $2 trillion over the last couple of years, but that isn’t down to wilting investor enthusiasm. On the contrary, red-hot demand for green investment has led to an ever-expanding range of products – and in the process created fertile ground for misrepresentation. Anti-“greenwashing” rules introduced by the European Union have therefore tightened up the definition of “sustainable” investment – and many funds have been reclassified as a result.

For markets: Going against the grain.
Individual companies can be guilty of greenwashing too. That was the charge leveled against plant-based milk brand Oatly last week by an activist investor betting on its newly public stock price sinking. Short-seller Spruce Point Capital Management claims that Oatly overstated both its financials and its sustainability credentials in the build-up to its stock market launch in May – and the company’s shares have fallen 10% since the accusations emerged.

You might also like: Is Oatly’s stock a buy?

Copy to share story: https://www.finimize.com/wp/news/greenbacked/

🙋 Ask a question

💬 Quote of the day

“Success is following the pattern of life one enjoys most.”

– Al Capp (an American cartoonist)
Tweet this


Options are an art, not a science

If you’re going to be a successful options trader, you need to know when to buy and when to sell.

Sounds simple enough, but like anything, there’s an art to it.

It’s an art you’ll get to grips with in SimplerTrading’s free eBook, along with everything else you need to know about options – sans theory or fluff.

That includes the pitfalls you’ll want to avoid to succeed in the long run, how best to take advantage of options leverage without risking it all, and how to make the most of precise Fibonacci levels.

The eBook is yours for free if you want it: get your eBook here.

Get Your Free EBook

When you support our sponsors, you support us. Thanks for that.

🎯 On Our Radar

  1. ETF investors’ new go-to. Handpicked investments, global diversification, no commission: InvestEngine’s new DIY portfolios are a must-have.*
  2. Remember when banks paid interest? Earning a real income from your crypto is a no-brainer at this point.*
  3. Non-meat is getting bigger. The world’s first lab-grown meat factory.
  4. There are three sides to every argument. Tips from a pro negotiator.
  5. The pandemic stopped time. But for 30-something women, the clock kept ticking.

When you support our sponsors, you support us. Thanks for that.

🌏 Finimize Live Events

🌏 Commodities make the world go round

No, seriously: commodities make the world go round. And now that the world is going round again, these raw materials are seeing their prices climb. Head down to How To Profit From The Commodities Boom to find out how you can take advantage.

🌍 Why It Might Be A Good Time To Buy Emerging Market Stocks: 5pm UK time, July 20th
💥 How To Profit From The Commodities Boom: 1pm UK time, July 21st
👟 How To Invest In Sneakers And Streetwear: 1pm UK time, July 22nd
🌿 How To Invest In The Future Of Cannabis: 6pm UK time, July 23rd
📈 How To Protect Yourself From Rising Prices: 6pm UK time, July 26th
👑 How To Invest Like The Ultra-Wealthy: 5pm UK time, July 28th
🌎 How To Profit From Emerging Markets: 6pm UK time, July 28th
🏙 Investing In A Sustainable Metropolis: 11am UK time, July 29th
♻️ How To Turn Your Portfolio Green: 6pm UK time, July 29th
💰 How To Make Money From Money: 3pm UK time, August 4th
🤔 Are You An Investor Or A Trader?: 12pm UK time, August 25th

❤️ Share with a friendYour Referrals: 0

Thanks for reading Reader. If you liked today's brief, we'd love for you to share it with a friend. If they sign up on your unique link, you’ll earn some sweet swag.

Share your unique link:


You stay classy, Reader 😉

We’d love to hear your thoughts. Give feedback

Want to advertise with us too? Get in touch

Image Credits:

Image credits: zoom.com | Josh Calabrese @joshcala - Unsplash


Update your email or change preferences

View in browser

Unsubscribe from all Finimize Emails


Crafted by Finimize Ltd. | Third Floor, 1 New Fetter Lane, London, EC4A 1AN, UK.

All content provided by Finimize Ltd. is for informational and educational purposes only and is not meant to represent trade or investment recommendations. You signed up to this mailing list at finimize.com or through one of our partners. © Finimize 2021

View Online

Older messages

📈 American retailers aren't here to play

Sunday, July 18, 2021

US opens up shop | Aluminum: the sexiest of metals | TOGETHER WITH Hi Reader, here's what you need to know for July 19th in 3:11 minutes. 🗞 The US catches all the headlines, but make sure you don

🧐 Take that, investing elites

Friday, July 16, 2021

BlackRock cookie monsters your cash | BoA side-eyes your stimulus check | Finimize Hi Reader, here's what you need to know for July 15th in 3:06 minutes. ☕️ Finimized over a strawberry banana

🙌 TSMC rescues the car industry

Friday, July 16, 2021

A PSA from TSMC | Revolut become's the UK's No.1 | TOGETHER WITH Hi Reader, here's what you need to know for July 16th in 3:06 minutes. 🍷 We do love a good glass of chablis here at Finimize

🥊 JPMorgan vs Goldman Sachs

Tuesday, July 13, 2021

JPMorgan and Goldman rear their heads | Raise a toast to Pepsi | TOGETHER WITH Hi Reader, here's what you need to know for July 14th in 3:13 minutes. 🌍 After a year stuck on the same turf, its

🚀 Branson 1, Bezos 0

Monday, July 12, 2021

Rich guys have a space fight | Britain's rich get richer and poor get poorer | TOGETHER WITH Hi Reader, here's what you need to know for July 13th in 3:00 minutes. 🎉 The perfect crypto

Is India getting its own digital currency?

Wednesday, July 28, 2021

Finshots Is India getting its own digital currency? A few days back we began hearing whispers about a central bank digital currency (CBDC) and how the RBI is working on it as we speak. So in

Back-to-School Shopping Will Be More Expensive This Year

Wednesday, July 28, 2021

Shoppers should expect shortages and higher prices on computers and other school supplies. July 27, 2021 SHOPPING Back-to-School Shopping Will Be More Expensive This Year Shoppers should expect

Going backwards

Tuesday, July 27, 2021

Bloomberg It was a wrenching first hearing before the special Congressional panel investigating the deadly Jan. 6 insurrection. On that day almost seven months ago, when Congress was formalizing the

🎉 Apple, Alphabet, Microsoft: boom

Tuesday, July 27, 2021

Microsoft has requested permission to smash it | Please eject Apple before fist-pumping vigorously | Finimize Hi Reader, here's what you need to know for July 28th in 3:10 minutes. 🧐 The 1% have

Opinionated: Better Money Storylines Anyone?

Tuesday, July 27, 2021

Plus, retirement dreams and leveling up your career game. ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌

Will Robinhood Start Offering Retirement Accounts?

Tuesday, July 27, 2021

7 Things That Are Getting More Expensive July 27, 2021 Every young generation rejects the practices of those that came before. It's a tale as old as time — or at least as old as baby boomers not

[New post] Slow recoveries, endogenous growth and macroprudential policy

Tuesday, July 27, 2021

BankUnderground posted: " Dario Bonciani, David Gauthier and Derrick Kanngiesser Following the global financial crisis in 2008, central banks around the world introduced tighter banking

Why cigarette companies want you to quit smoking

Tuesday, July 27, 2021

Finshots Why cigarette companies want you to quit smoking In today's Finshots we talk about why Philip Morris wants to stop selling cigarettes Business The Story Jacek Olczak, the CEO of Philip

Bitcoin Prices Soar on Speculation Amazon Will Soon Accept Cryptocurrencies as Payment

Tuesday, July 27, 2021

A job posting offers a tantalizing clue. July 26, 2021 EVERYDAY MONEY Bitcoin Prices Soar on Speculation Amazon Will Soon Accept Cryptocurrencies as Payment A job posting offers a tantalizing clue.

China wipeout

Monday, July 26, 2021

Bloomberg Beijing's intensifying crackdown on its own technology sector is being felt across global markets, erasing $769 billion in value from US-listed Chinese stocks in just five months. On