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The administration’s website to process the requests, covidtests.gov, was up and running on Friday. But the delay in accepting orders and the lag in shipping mean that people are unlikely to receive the free tests until the end of January at the earliest. Each household will be limited to four free tests.
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Separately, people with private insurance should be able to start seeking reimbursement for tests they purchase themselves beginning on Saturday, less than a week after the administration announced the new rule. Insurers will be required to cover eight at-home tests per person per month. [At-home tests] are expensive: about $12 each, or $24 for a package of two.
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[The Administration specified] three reasons people should use at-home tests: They begin to have symptoms of Covid-19; they were exposed to someone who tested positive for the virus five or more days earlier; or they are planning to gather indoors with someone at risk of Covid-19, and want to assure themselves they are negative.