New year, new you? Here's some inspiration

Hi, Money readers —

If the start of 2023 has you repeating “new year, new me” under your breath as you white-knuckle through Dry January or drag yourself to the gym for the fourth week in a row, allow us to provide some encouragement.

We recently published our first-ever list of Changemakers: 50 innovators shaping Americans’ finances. Hand-picked by Money staffers, our Changemakers include innovators in philanthropy, labor, investing, business and so much more.

We encourage you to browse all 50 stories. But for a quick shot of inspiration, here are quotes (and New Year’s resolutions) from three of our favorites:

• “You're probably underpaid,” says TikTok star Hannah Williams — so ask for a raise at work.
• “You don't have to be perfect to make a difference,” says financial activist Tanja Hester — so stop beating yourself up about the occasional unsustainable purchase.
• “It’s OK to be delusional when you’re chasing your dreams,” says rapper Lil Nas X — so aim high with your career goals.

Read profiles of these Changemakers and others at money.com/changemakers. We guarantee they’ll get you motivated and leave you feeling ready to make your own change in 2023.

Special thanks to our sponsor, Public, for supporting the Changemakers project. Public is an investing platform where you can trade stocks, crypto, ETFs and more — check it out here.

And thank you for reading. You’ve got this.