RETIRE WELL

Get inspired to retire

Retirement talk does require numbers talk. Big numbers (a little less so if you’re Gen Z). And for many of us, “is-this-even-possible” numbers. If the thought makes you squirm a little, you’re not alone.

But for a moment, let’s forget numbers. Let’s think about your retirement vision board instead.

Right now, imagine a retirement you’ll love — a real-life thing you want to do in time. Maybe it’s something you haven’t seen play out in your family or community, but you’ve heard about it or dreamed about it. Any goal goes.

Creating a vision board is a fun approach to retirement planning, sure. Even better? It’s not at all frivolous: Vision-boarding your retirement can be a smarter money move than number-crunching it. Because goal-based saving and investing can give you a much higher chance of reaching those goals than trying to outperform some target.

Here's one of the ways we can help. When you invest with Ellevest, you can create a Retirement goal — which we’ve built specifically for women. Why? Because women retire with two-thirds as much money as men do, but live six to eight years longer.

So remember: less aiming at a seven-digit number, more planning to bring your vision board to life. It’s a not-so-regular retirement approach for a not-so-regular retirement lifestyle.

Can you see it?

🎀 Your dream retirement needs detail

As much of it as possible. The more specific you can make it, the better you’ll be able to estimate how much it will cost — and how you’ll get there.

To get started, use our Dream Retirement Journaling Worksheet (free for Ellevest clients). You don’t have to worry now about whether you can afford your dream. Just focus on what you want for Future You.

Pour your heart out >

40 NONTRADITIONAL RETIREMENTS

From "eating lots of cheese" to "owning a hybrid yoga studio and occult shop," the Ellevest community came through with the post-grind fantasies.

“I got my first (and only) 401(k) when I left my corporate job in late 2020 to go all-in on my first business. It sat there for years, uninvested. Because I was busy. Because it wasn’t a priority. Because I didn’t know any better … ”

‌— Startup founder Kendall C. recently shared what happened after she took control of her money. What money win did you recently celebrate? We’d love to know!

⛳ Links for dream retirement inspo

Home on the green? Fore sure if you’re a millennial: More people in their 30s and early 40s are moving to golf communities.
When it comes to the “golden portal to retirement” is 75 the new 65?
Moving abroad could be a retirement-savings hack. At least, a growing group of Americans say so.
Whether you go international for your golden years or stay in the US, start plotting a life of watching women athletes on big screens at soon-to-come franchises of the Sports Bra, a sports bar dedicated to women’s sports.
Your retirement also needs this: Group-chat worthy musings and short-form pieces about women, money, and power.

It’s never too early (or too late) to start building wealth.

Join Ellevest

This week’s newsletter was brought to you while watching the Spice Girls reunion at Victoria Beckham’s 50th birthday party. Forward it to your friends who deserve a nostalgic dance break.

DISCLOSURES

All opinions and views expressed by Ellevest are current as of the date of this writing, are for informational purposes only, and do not constitute or imply an endorsement of any third party’s products or services.

Information was obtained from third-party sources, which we believe to be reliable but are not guaranteed for accuracy or completeness.

The information provided should not be relied upon as investment advice or recommendations, does not constitute a solicitation to buy or sell securities, and should not be considered specific legal, investment, or tax advice.

The information provided does not take into account the specific objectives, financial situation, or particular needs of any specific person.

Investing entails risk, including the possible loss of principal, and past performance is not predictive of future results.

Ellevest, Inc. is a SEC registered investment adviser. Ellevest fees and additional information can be found at www.ellevest.com.

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Get inspired to retire

“I got my first (and only) 401(k) when I left my corporate job in late 2020 to go all-in on my first business. It sat there for years, uninvested. Because I was busy. Because it wasn’t a priority. Because I didn’t know any better … ”

It’s never too early (or too late) to start building wealth.

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