Election Day's First Results | The Billionaire Battlegrounds | Oil Tumbles

Plus: Here Are The Billionaires Spending Big To Keep Lindsey Graham In The Senate

Good morning.

Election Day is upon us. We've prepared a handy guide on what to expect and when, a deeper look at the South Carolina Senate race and the billionaires funding it, and expert analysis of what is at stake for small businesses.

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In The News Today

At least four people have now died and at least 15 were injured in a shooting in the Austrian capital of Vienna, which Chancellor Sebastian Kurz characterized as a “repulsive terror attack.”

White House coronavirus task force coordinator Deborah Birx has warned the U.S. is entering “the most concerning and most deadly phase of this pandemic.”

Top Take-Aways

With unprecedented number of Americans cast their ballots by mail this year, this is what the USPS and battleground states are doing to make sure every mail-in ballot is counted.

Two towns in New Hampshire where voters cast their ballots just after midnight on Election Day have already declared their results.

A proposition to abolish the cash bail system in California and replace it with a risk-based algorithm is capturing the attention of billionaires from California to Texas who have pumped in millions of dollars to support it.

Oil prices are plummeting again. Renewed fears of lockdown measures that have the potential to quash global demand are driving the price down, plus uncertainty over the upcoming U.S. election is also prompting caution among investors.

The recent Covid-19 outbreak at the White House illustrated some of the limits of diagnostics tests, but this doesn’t mean they’re ineffective tools to contain a pandemic—it’s all about strategy. Here’s a guide to different types of diagnostic tests and what they can and can’t tell us.

Today's Must Read

What Else To Know

No matter who wins the presidential election, there is much at stake for small business owners tomorrow, and in weeks and months to come.

The presidential election is a high-stake event in general, but this year the pressure is perhaps felt more than ever. If you’re feeling anxious, remember to focus on what you can control .

The IRS says it is expanding taxpayer options for making payments and alternatives to resolve balances owed. These are the changes being introduced.

Take care of your oral hygiene—new research suggests that what’s going on with your teeth and gums has an impact on your gut health, too.

In Case You Missed It

Biden is ahead in most polls and raked up endorsements from newspapers, celebrities from Eminem to Beyoncé and even high-profile Republicans. But online betting markets remain bullish on Trump—these are his possible paths to victory.

Across Forbes