If you’re reading this newsletter, we’re willing to bet we know a few things about you.

You’re conscientious, driven, and smart, right? The kind of person who never quite gives up on setting new goals? Even if it’s just to finally start drinking more water? (Cheers to our fellow emotional support water bottle girlies.)

You’re probably no stranger to financial goals, either. Maybe you’ve opened a high-yield savings account, or regularly use a budgeting app, or even have an investment account with some money in it.

But we’ve talked to thousands of women across all ages and life stages about their money, and there’s still one thing we hear again and again, no matter where they are in their financial journey: They don’t feel like they know enough. They just need to do some more research. To learn a bit more first. To wrap their heads around the next step before they take it. To get a little “better with money.”

But that little voice telling you those things is big wrong. It’s not necessarily lying, mind you — let’s just say it’s been seriously misled. And this week, we think we should talk about it.

Love, The Ellevest Team