A graphic that has small wins popping up that read, “Talk to your friends about $$,” “Invest $10 every month of 2021,” Write down your $$ goals,” “Define your money values,” “Write down your career intentions,” and “Shop women-owned.”

We’re doing amazing.

As a Capricorn, it’s my M.O. to hold myself to impossibly high standards year-round, but especially in January. There’s something about setting big goals and making to-do lists that makes me feel all warm and fuzzy inside … normally.

However, after a year like 2020, I’m trying something different this January. Rather than set unrealistic resolutions for 2021 (hello, pandemic and she-cession), I’m focusing on the often-overlooked small wins that can lead to accomplishing big goals down the line.

Because yes, Capricorns value hard work, but we also value self-care (especially financial self-care). Let me know what small wins you want to make in 2021 here.

We’ve got this,

Alexandra Ramirez, she/her

Brand Marketing Director

A graphic that says, “Big Win: Get the raise, Small Win: Chat with a career coach,” with a little badge that says, “$ Wins Big & Small.”

Career clarity and confidence in 2021

Ready to set yourself up to advance, thrive, or push through a challenging situation? Start 2021 with our 1:1 Career Coach Q&A coaching session. Ask your questions and get solid advice on the best next steps to take.

BOOK A SESSION >

A graphic that says, “Big Win: Spend intentionally, Small Win: Write Down Your $$ Goals,” with a little badge that says, “$ Wins Big & Small.”

Here’s to less stress in the new year

Your values are the core beliefs that are most important to you, the principles that bring purpose to your life. Did you know you can use them to make decisions about your money easier and less stressful?

READ HOW >

small win

A little step forward toward a larger goal that can seriously boost your mood and give you a sense of progress.

A small win that could grow

A fulfilling career? A dream retirement? Health and happiness? Here’s to working toward a richer life in 2021. One way you might do that? Invest a bit out of every paycheck into a diversified investment portfolio.

READ HOW >

A graphic that says, “Big Win: Pay off debt, Small Win: Make a budget that works IRL,” with a little badge that says, “$ Wins Big & Small.”

Small wins toward paying off debt

In our 1:1 Budgeting and Spending coaching session, you’ll work with a financial planner and find creative ways to look at budget challenges. Plus, you’ll get a specific (but realistic) one-page budget plan.

BOOK THE SESSION >

Coming up next week

•	Instagram Live: 2021 Career Intentions Q&A, with Lead Executive Career Coach Gala Jackson \| January 4 \| 2:30 PM ET \| Bookmark
•	Members-Only Workshop: How to Pay Off Debt, with Lead Financial Planner Rachel Sanborn Lawrence \| January 5 \| 4 PM ET \| Become a member
•	Members-Only Workshop: How Investing Works, Part 2: Learn to Invest, with Lead Financial Planner Rachel Sanborn Lawrence \| January 7 \| 1 PM ET \| Become a member

Your first small win: Ellevest

Start the year with 2 months free with code SMALLWINS.*

GET STARTED

A graphic that says, “Big Win: Get a promotion, Small Win: Define success with your boss,” with a little badge that says, “$ Wins Big & Small.”

Baby steps to becoming the boss

It’s nearly performance review season — that time once (or maybe twice) a year when you sit down with your boss to talk about how well you’ve done your job lately.

HOW TO PREPARE >

A graphic that says, “Big Win: Buy a house, Small Win: Know how much I need to save,” with a little badge that says, “$ Wins Big & Small.”

Start exploring your dream goals

No matter what’s going on in the housing market, the right time to buy a home is when you’re financially ready. Ask yourself these five questions to help you decide when that may be.

READ NOW >

Your first small win of 2021: Ellevest.

BECOME A MEMBER

This week’s newsletter was brought to you while drinking champagne. Forward it to a friend who loves to discuss money over bubbly.

MAGAZINE

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DISCLOSURES

*The “Two Months Free” promotional offer is offered to those who sign up for an Ellevest Membership service (Ellevest Essential, Ellevest Plus or Ellevest Executive) on or before 11:59 PM EST on January 31, 2021 (the “Promotional Period”). Clients who enroll before the end of the Promotional Period will pay no Ellevest membership fee for the first two months of their membership period, starting on the date the membership agreement is acknowledged. After two months from this date, the applicable fees for the Ellevest Membership service selected will be reinstated.

Ellevest reserves the right to refuse to award you the Promotional offer if it determines, in its sole discretion, that the promotion was claimed under wrongful or fraudulent circumstances, that your participation is against the spirit of the program, that making payment would constitute a violation of your Ellevest Membership Terms and Conditions Agreement or applicable federal or state law, or that incomplete or inaccurate information was provided. Ellevest reserves the right to end or modify any promotion at any time.

All opinions and views expressed by Ellevest are current as of the date of this writing, for informational purposes only, and do not constitute or imply an endorsement of any third party’s products or services.

Information was obtained from third-party sources, which we believe to be reliable but not guaranteed for accuracy or completeness.

The information provided should not be relied upon as investment advice or recommendations, does not constitute a solicitation to buy or sell securities and should not be considered specific legal, investment or tax advice.

The information provided does not take into account the specific objectives, financial situation, or particular needs of any specific person.

Investing entails risk, including the possible loss of principal, and there is no assurance that the investment will provide positive performance over any period of time.

Banking products and services are provided by Coastal Community Bank (“Coastal”), Member FDIC, pursuant to license by Mastercard International. Your Ellevest Spend and Save Account deposits will be insured to the regulatory limits by the FDIC through Coastal Community Bank, Member FDIC.

Funds held in your Ellevest investment accounts are not FDIC insured, not guaranteed by Coastal, and may lose value. Ellevest does not guarantee investment performance.

Ellevest Membership fees are as follows: Ellevest Essential is $1 per month, Ellevest Plus is $5 per month, and Ellevest Executive is $9. Other fees as described in Ellevest’s Wrap Fee Program Brochure and the Ellevest Membership Terms and Conditions Agreement will continue to apply.

support@ellevest.com | 844-ELL-7100 |

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Raising Elle: You’re Doing Amazing, Sweetie

We’re doing amazing.

Career clarity and confidence in 2021

Here’s to less stress in the new year

small win

A small win that could grow

Small wins toward paying off debt

Coming up next week

Your first small win: Ellevest

Baby steps to becoming the boss

Start exploring your dream goals

Your first small win of 2021: Ellevest.

This week’s newsletter was brought to you while drinking champagne. Forward it to a friend who loves to discuss money over bubbly.

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Opinionated: New Year's Hits Different in 2021

Money Cheat Sheet: Your Remarkable Career

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Raising Elle: The Women Who Made 2020

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