What The Elle - 💸 Money Cheat Sheet: Having “the Talk”

… from the first date to “I do” (if that’s your thing). ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ 
 
Ellevest
What the Elle logo

This week’s money mood: Talking money during date night

Happy (almost) Valentine’s Day! Believe it or not, we think one of the most romantic things you can talk about with a date or long-term partner is money.

Whether it’s getting to know them better with questions like, “Do you have any big goals you’re saving up for?” or regular financial check-ins with a spouse, bringing money into the conversation can break down barriers, deepen your connection, and help you build the future you want — side by side.

This week, we’ve got a roundup of all our best advice on talking money with a partner.

xoxo,

Deedi Brown, she/her
Senior Editor

 
A hand holding a bouquet wrapped in money. Collage.

That first date $$ talk

Talking about money from day one is key. Here are some low-key ways to make money a normal topic of conversation when you’re just getting to know each other.

BOOKMARK IT >

Two hands holding a quarter, split like a pie graph. Collage.

Who’s got Netflix?

How to split expenses is one of the most common Q’s we get here at Ellevest. Here’s a breakdown of our favorite strategy and how you can make it yours — together.

READ IT >

 
Two hands holding each other. The person’s cuff is a $20 bill.

When you’ve found *the one*

Taking an active part in your shared finances is good for you and your relationship. Here’s a breakdown of the money talks to have with your partner on the regs.

WE NEED THIS >

A pie chart shown on a computer screen. A stack of bills, secured by a band with a heart on it, sits on top. Illustration.

Partners are definitely invited

In this 60-minute live workshop, you’ll learn how to talk openly about your finances, get in sync, and most importantly, take care of your futures together.

IT’S A DATE >

 

File under: Date night ideas

We know that talking about money with your partner doesn’t sound very romantic, but it can be a love language. Discussing goals and finances requires honesty, vulnerability, and care, all of which help create intimacy in your relationship.

Not sure where to start? Ease in with your shared values. Download our Core Values Journaling Worksheet (it’s free for members!), grab some pens, and bring an open heart. Fill out the worksheets individually, then share them with each other over your favorite beverage and some charcuterie. (Note: Snacks are optional but way more fun.)

 
A freeze frame of CEO Sallie Krawcheck in a leather jacket, smiling at the camera. Photo.

“That’s not random.”

Here’s Sallie’s #1 piece of advice for married people when it comes to love, money, and taking care of Future You.

LET’S HEAR IT >

 

$$ win of the week

“Doing my taxes all by myself (well, with a little help from an online filing site). I have Autism, so getting it done AND before tax day is huge! Hello, 2,300 extra bucks!” 👏👏👏

— Siri, an Elle Raiser from South Milwaukee, WI

Share your latest win with us so we can clap for you!

 

Show a little self-love by investing toward Future You.

 JOIN ELLEVEST 

This week’s newsletter was brought to you while celebrating 16 Black leaders, founders, and fighters. Forward it to a friend who always knows who’s who.

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DISCLOSURES
 
All opinions and views expressed by Ellevest are current as of the date of this writing, for informational purposes only, and do not constitute or imply an endorsement of any third party’s products or services.
The information provided should not be relied upon as investment advice or recommendations, does not constitute a solicitation to buy or sell securities and should not be considered specific legal, investment or tax advice.
The information provided does not take into account the specific objectives, financial situation, or particular needs of any specific person.
Investing entails risk, including the possible loss of principal, and there is no assurance that the investment will provide positive performance over any period of time.
Banking products and services are provided by Coastal Community Bank (“Coastal”), Member FDIC, pursuant to license by Mastercard International. Your Ellevest Spend and Ellevest Save account deposits will be insured to the regulatory limits by the FDIC through Coastal Community Bank, Member FDIC.
Funds held in your Ellevest investment accounts are not FDIC insured, not guaranteed by Coastal, and may lose value. Ellevest does not guarantee investment performance.
Ellevest Membership fees are as follows: Ellevest Essential is $1 per month, Ellevest Plus is $5 per month, and Ellevest Executive is $9. Other fees as described in Ellevest’s Wrap Fee Program Brochure and the Ellevest Membership Terms and Conditions Agreement will continue to apply.
 
 
 

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