What The Elle - Ukraine and the Stock Market

Plus, the math behind “keep calm and invest on.” ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ 
 
Ellevest
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This week’s money mood: Market volatility

The invasion of Ukraine by Russia this week has shaken not only the world, but also the stock markets. We asked Ellevest’s chief investment officer, Dr. Sylvia Kwan, and her team for a breakdown on what’s going on, what this volatility means for our investments, and what to do about it. And they delivered.

It’s all below.

Deedi Brown, she/her
Senior Editor

A jagged stock-market-chart arrow pointing up, patterned with a $100 bill in the background. Collage.

Ask Sylvia: What’s going on in the markets?

Here’s an explainer on how this conflict is impacting the global economy, some context on larger historical patterns, and how your Ellevest portfolio is built in anticipation of volatility like this.

READ IT >

Q: Why do geopolitical events impact the financial markets?

“Anything that makes investors uncertain about the future is likely to affect the markets, and global stability has a big impact on business and consumer confidence. But while events like this one do tend to make things more volatile in the short term, global markets have historically been driven up by things like the general business cycle and earnings in the long term. That’s why we typically recommend keeping calm and investing on, rather than withdrawing money from your accounts or pausing your deposits, even during periods of volatility.”

— Ankur Patel (he/him), Ellevest Senior Portfolio Manager

 
A hand holding watering can, dripping coins onto flowers made of $20 bills. Collage.

The math on “keep calm and invest on”

Investing regularly, regardless of what’s going on in the markets, is called “dollar-cost averaging.” Sounds fancy, but it’s actually pretty straightforward — and potentially big for your bottom line.

HOW IT WORKS >

3D pie chart rising into the air like stairs. Behind, a computer screen, clouds, and a line graph trending up. Illustration.

Want to learn more on how markets work?

Join us next week for our “Investing, Part 1: How it All Works” workshop. We’ll go over stocks and the stock market, major investing principles, and more. It’s free for members and just $20 for non-members.

SAVE YOUR SEAT >

 

$$ win of the week

“Got the job I’ve been working toward for the last two years, and it came with an $18,000 salary increase! And I’m putting most of it toward replenishing my emergency fund!”

— Victoria, an Elle Raiser from Boston, MA

Hey, you there! Will you tell us about your latest money win?

 

Keep calm and invest on — with Ellevest.

 GET STARTED 

This week’s newsletter was brought to you while exploring ways to support people in Ukraine. Forward it to a friend who always jumps in to help.

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DISCLOSURES
 
All opinions and views expressed by Ellevest are current as of the date of this writing, for informational purposes only, and do not constitute or imply an endorsement of any third party’s products or services.
The information provided should not be relied upon as investment advice or recommendations, does not constitute a solicitation to buy or sell securities and should not be considered specific legal, investment or tax advice.
The information provided does not take into account the specific objectives, financial situation, or particular needs of any specific person.
Investing entails risk, including the possible loss of principal, and there is no assurance that the investment will provide positive performance over any period of time.
Banking products and services are provided by Coastal Community Bank (“Coastal”), Member FDIC, pursuant to license by Mastercard International. Your Ellevest Spend and Ellevest Save account deposits will be insured to the regulatory limits by the FDIC through Coastal Community Bank, Member FDIC.
Funds held in your Ellevest investment accounts are not FDIC insured, not guaranteed by Coastal, and may lose value. Ellevest does not guarantee investment performance.
Ellevest Membership fees are as follows: Ellevest Essential is $1 per month, Ellevest Plus is $5 per month, and Ellevest Executive is $9. Other fees as described in Ellevest’s Wrap Fee Program Brochure and the Ellevest Membership Terms and Conditions Agreement will continue to apply.
 
 
 

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